Answer / m.uma shankar

Definition : Pay roll Savings Scheme is an arrangement under
which an employee voluntarily authorized the employer to
deduct from his salary every month a fixed amount for
deposit in various savings schemes of the Post Office. It
was introduced in 1958 in private section undertakings and
extended to Government offices in May, 1962. The amended
section of the Wages Act permits the employers to deduct the
agreed amount from the wages/salaries of the employees and
invest the same in the National Savings Securities as
desired by them under this Scheme.

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