What is Basel II, is it helpful?

Question Posted / amin ali

3 Answers
9136 Views
I also Faced
E-Mail Answers

Answers were Sorted based on User's Feedback

What is Basel II, is it helpful?..

Answer / amin ali

Basel II is mainly depends in "three pillars"
1) minimum capital requirements (addressing risk
2) supervisory review and
3) market discipline – to promote greater stability in the
financial system.
to have a better picture of the overall risk position of
the bank and to allow the counterparties of the bank to
price and deal appropriately.

Is This Answer Correct ?

4 Yes

2 No

What is Basel II, is it helpful?..

Answer / mehraj wani

Basel-II is the improvised form of Basel-I. In Basel-I only
two risks were taken into account that is, Market risk and
credit Risk. But in Basel II the another equally important
Risk that is Oprational Risk is also taken into account.

unlike Basel-I, Basel-II has categorised all the concerns
with respect to their respective ratings. The corporate
with High rating is to be assigned with low capital and the
corporate wipth low rating is to be assigned with high
capital charge. The Basel-I was lacking this thing and was
running on the concept that "One Size Fitts All" .
Ofcourse Basel-II is helpful as it an improvised version.

Is This Answer Correct ?

4 Yes

2 No

What is Basel II, is it helpful?..

Answer / jitendra jain

we make much better of basell II norms. we addopt other
ruls.

i want to one copy of basell II norms

Is This Answer Correct ?

2 Yes

1 No

Post New Answer

More Banking Finance Interview Questions

What idea do you have about E- Commerce?