Answer / Satyendra Pal Singh

The Term Loan Agreement includes several key clauses: 1. Borrowing Amount: The amount borrowed and repayment schedule. 2. Interest Rate: The rate at which interest is charged on the borrowed amount. 3. Maturity Date: The date when the loan matures (i.e., must be fully repaid). 4. Security: Assets pledged as collateral for the loan. 5. Covenants: Restrictions placed on the borrower regarding their business operations during the loan period. 6. Prepayment Penalty: Charges if the loan is paid off early. 7. Default Clause: Consequences if the borrower defaults on payments.

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