Answer / Sunil Kumar Sah

1. Current Account: This account is used for regular transactions like deposits and withdrawals, salary crediting, cheque book facility, etc. 2. Savings Account: This account offers a higher interest rate compared to current accounts but with certain restrictions on withdrawals and deposits. 3. Fixed Deposit Account: This account is an investment tool where the depositor agrees to deposit a lump sum for a fixed period in return for a predetermined interest rate. 4. Recurring Deposit Account: This account requires periodic deposits for a fixed tenure, which can be monthly, quarterly, half-yearly, or yearly.

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