Answer / kanchan

Hi guyz
Thanx 4 ur support

m posting some que they r of some or de other bank exam


. A prospect means
a) any customer who walks into the bank
b) an employee of the bank
c) a customer who is likely to be interested in bank’s
product or service
d) a depositor of the bank’
e) a borrower of the bank
2. A lead means
a) a prospect who is more likely to avail of the Bank’s
product
b) a political leader
c) a religious leader
d) a bank chairman
e) None of these
3. Innovation means
a) Compensation
b) inspiration
c) additional perquisites
d) implementing new ideas or new methods
e) None of these
4. A Call means
a) calling on friends
b) calling on bank employees
c) calling on prospective customers
d) to make telephone calls
e) calling on relatives
5. The Traditional Marketing style involves
a) Telemarketing
b) Digital Marketing
c) Indirect Marketing
d) Direct Marketing
e) All of these
6. Modern Method of Marketing include
a) Publicity on the net
b) Advertisement on the net
c) Soliciting business through e-mails
d) Tele marketing
e) All of these
7. A true marketing requires
a) Command and other mindset
b) Control Mindset
c) Passive mindset
d) Active mindset
e) None of these
8. Which of the following sentences is true?
a) Marketing is not required in a Buyers’ Market
b) Marketing is not required in a Sellers’s market
c) Marketing is not required due to competition
d) Marketing is not required due to liberalization
e) Marketing is not required due to globalisation
9. For effective marketing the salesmen should have which
of these qualities?
a) Creativity
b) Team spirit
c) Motivation
d) Effective communication skills
e) All of these
10. Market information means
a) Knowledge of shops and bazaars
b) Knowledge of shopping malls
c) Knowledge of customer profile and product mix
d) knowledge of various languages
e) None of these
11. Market Research is needed for
a) checking the market area
b) checking the right product to be sold
c) making proper marketing decisions
d) deciding right time to sell
e) All of these
12. Which of the following statement is true
a) Marketing makes the company to go into loss due to
higher expenses
b) Marketing is not required in profit making companies
c) Marketing sharpens the minds of the employees
d) Marketing is a time bound seasonal function
e) Marketing is a waste of time
13. Marketing plan helps in
a) better lead generation
b) better systems
c) better results
d) improved balance sheet
e) better customer service
14. If Marketing is done effectively which of the following
is not required?
a) Advertisement
b) Publicity
c) Market Research
d) Market Segmentation
e) None of these
15. Motivation means
a) Inspiring employees to perform better
b) Better communication skills
c) Sales Coaching
d) Market Research
e) None of these
16. In a Selling Process in today’s world?
a) Only standard products are sold
b) No customization required
c) the seller need not have product knowledge
d) the seller should aim at customer satisfaction
e) only quantum of sales matters
17. Find the true statement
a) Marketing is a waste of the employees’ time
b) Marketing is not required in India due to its vast
population
c) Marketing involves additional work
d) Marketing involves team work
e) Marketing is not required today due to IT advancement
18. A Target market is
a) entire country
b) entire city
c) entire globe
d) that which consists of customers who need the identified
product
e) all of these
19. Sales forecasting involves
a) Sales Planning
b) Sales Pricing
c) Distribution Channels
d) Consumer tastes
e) All of these
20. Which of the following product is being sold under the
brand name ZODIAC
a) Shirts
b) Ties
c) Both A and B
d) Liberty

Answer / nitiin

hi all friends,

sorry that i cudnot visit or post anything valuable for u
all here.
Especially kanchan i m so sorry tht i cudn't help u
i too will start preparing today itself.

As Tomorrow is our exams, BEST of LUCK and wishes to all.
my examination is at 9:15 am tomorrow in kolkata.

take care,
have fun,
enjoy the day and prepare well,
sorry once again.

nitiin

Answer / nitiin

hi

all PO aspirants,

where are you,

hope that more n more post are being posted soon,

tka cae
have fun

nitiin

Answer / nitiin

hi frind,

SBI PO result of d mains held on 30.11.08 is out
u can check it out sbi webiste
or on this link
http://sbi.co.in/viewdetail.jsp?lang=0&id=0,15,110&dcd=2180&did=1231765979156

hope for d best,

have fun

nitiin

Answer / nitiin

hi friends,

some questions
Q.1. What is NEFT System?
Ans National Electronic Funds Transfer (NEFT) system is a
nation wide funds transfer system to facilitate transfer of
funds from any bank branch to any other bank branch.
Q. 2. Are all bank branches in the system part of the funds
transfer network?
Ans No. As on July 20, 2008, 46363 branches of 87 banks are
participating. Steps are being taken to widen the coverage
both in terms of banks and branches.
Q.3. Whether the system is centre specific or has any
geographical restriction?
Ans No, there is no restriction of centres or of any
geographical area inside the country. The system uses the
concept of centralised accounting system and the bank's
account, that are sending or receiving the funds transfer
instructions, gets operated at one centre, viz, Mumbai only.
The individual branches participating in NEFT could be
located anywhere across the country, as detailed in the list
provided on our website.
Q.4. What is the funds availability schedule for the
beneficiary?
Ans The beneficiary gets the credit on the same Day or the
next Day depending on the time of settlement.
Q.5. How does the NEFT system operate?
Step-1: The remitter fills in the NEFT Application form
giving the particulars of the beneficiary (bank-branch,
beneficiary's name, account type and account number) and
authorises the branch to remit the specified amount to the
beneficiary by raising a debit to the remitter's account.
(This can also be done by using net banking services offered
by some of the banks.)
Step-2: The remitting branch prepares a Structured Financial
Messaging Solution (SFMS) message and sends it to its
Service Centre for NEFT.
Step-3: The Service Centre forwards the same to the local
RBI (National Clearing Cell, Mumbai) to be included for the
next available settlement. Presently, NEFT is settled in six
batches at 0900, 1100, 1200, 1300, 1500 and 1700 hours on
weekdays and 0900, 1100 and 1200 hours on Saturdays
Step-4: The RBI at the clearing centre sorts the
transactions bank-wise and prepares accounting entries of
net debit or credit for passing on to the banks
participating in the system. Thereafter, bank-wise
remittance messages are transmitted to banks.
Step-5: The receiving banks process the remittance messages
received from RBI and effect the credit to the
beneficiaries' accounts.

Answer / nitiin

Q1. What is RTGS System?
Ans. The acronym "RTGS" stands for Real Time Gross
Settlement. RTGS system is a funds transfer mechanism where
transfer of money takes place from one bank to another on a
"real time" and on "gross" basis. This is the fastest
possible money transfer system through the banking channel.
Settlement in "real time" means payment transaction is not
subjected to any waiting period. The transactions are
settled as soon as they are processed. "Gross settlement"
means the transaction is settled on one to one basis without
bunching with any other transaction. Considering that money
transfer takes place in the books of the Reserve Bank of
India, the payment is taken as final and irrevocable.
Q2. How RTGS is different from Electronic Fund Transfer
System (EFT) or National Electronics Funds Transfer System
(NEFT)?
Ans .EFT and NEFT are electronic fund transfer modes that
operate on a deferred net settlement (DNS) basis which
settles transactions in batches. In DNS, the settlement
takes place at a particular point of time. All transactions
are held up till that time. For example, NEFT settlement
takes place 6 times a day during the week days (9.00 am,
11.00 am, 12.00 noon. 13.00 hours, 15.00 hours and 17.00
hours) and 3 times during Saturdays (9.00 am, 11.00 am and
12.00 noon). Any transaction initiated after a designated
settlement time would have to wait till the next designated
settlement time. Contrary to this, in RTGS, transactions are
processed continuously throughout the RTGS business hours.

Answer / friends

hi frends,

po result of sbi are out,
please check it out on www.statebankofindia.com

thnks

Answer / nabanita

@ tejas
thx...

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