Answer / aishwarya

Hi this is Aishwarya again

first of all thanks to every 1 specially to those whor r
sharing their views after their interview.

can someone give the format of Characte Certificate?

Best of luck to all.

thanks , take care , bye

Answer / hussain

CHARACTER CERTIFICATE

This is to certify that
Mr./Ms./Mrs.________________________
_______________________________S/D/O
Mr.______________________ ________________ of _____________
town _____________ district is known to me personally for
the past ________ years _______ months. His/her character
and conduct is good to the best of my knowledge and belief.
The particulars furnished by him/her are correct.

Place : Signature :
Date : Designation :
Address :

Answer / nalini

hey guys
thanks for the experiences shared by u
it helps us a lot
and i have 1 doubt had the bank people r taking the xerox
copies of all our certificates or r they just asked for
verification.
if our interview is scheduled in the morning at what time it
will be over?
and approximately how many candidates are called for 1 session?
pl z reply to my questions who have already completed their
interview

Answer / vivek

Hi Everyone,

I am a regular visitor of this blog. Till now i have not
written any entries here. now i would like to share my
experiences here .
I gave my interview today (14th of October).

It was very easy.

The interviewers try to make u relax. IT is not at all like
interviews of other corporate offices.

They have a smile in their face. And will ask u the simple
questions in d beginning, and then when u answer them
correctly, they will go somewhat deep into the banking sector.

For me, they started by asking me to tell about me and my
family.

Then what is core banking.

Tell something about the emblem of state bank. what does it
signify.

What is internet banking.

They asked me whether u have account in sbi.

Then what is news today in papers about SBI

tell about the history of sbi.

then what is ATM

can we make deposit to other banks using ATM

Recently, all nationalized banks ATM's are linked by what
network? Cash tree

then, since I am a Biotechnology graduate, they asked me
what is microbiology.

what is current percentage of CRR.

and which books are written by Mohandas Gandhi.


That's all folks. these were the questions they asked me.
The panel consisted of 4 people. All were friendly. they
asked me for about 30 minutes.


One advice for interview takers on foll. days..

Return the smile. Don't look tensed or agitated. Be cool. be
confident. They are not asking u what u don't know. they
just want to test your communication skills. So don't keep a
worrying look while facing the interview.

All the best to everyone.


and reply to previous post.

A session will consist of 20 members.

Only the photocopies of all the certificates will be taken.
The originals, including the character certificate will be
returned to you.

And one more thing i noticed is that the 4 or 5 digit number
beside your name in the call letter is the rank. because the
order of interview is determined by that only.

All the best to you folks.

for any clarifications, mail me teamvivek@gmail.com. I will
be happy to help.

Answer / pari

NPA means Non Performing Asset.

It is just like a bad debt.

Answer / anuradha

hello....
thank u all for sharing ur experience....
all the best who r having their interview tommorow....

Answer / revathi

hi,
thank you every body who are posting their interview
experiences. u people are doing a great job.it is very
usefull.i will be very pleased if u also give the answers
for these question.

Answer / saranya

Hi Folks,
I'v been goin thru this blog since sometime, thanks for
all the active participants of this block, U've been doin a
great job which benefits 1000's of people across the
country, directly and indirectly.. Thank u to all once again.

@Deepika,
Thanku 4 sharing ur experiences at the interview, Am also
4m chennai n have my interview on 21st.. U had mentioned
about 4 copies of community certificate, Iam BC N i hav my
community certi. but then its mentioned OBC shud produce a
certi. With non creamy class mentioned in it..? wat is it
alabout n is it mandatory to get one..or is it enough if
Iproduce d comm. certi. dat I have Pls let me know. (Anybody
with an ans. kindly rep.)

All d best to fellow candidates :)
keep this blog active :) forever..!!

Answer / sumi

Hiiiiiiiii
Plz tell me what do logo/emblem of SBI signifies?
They may ask this Que.
Mine interview is on 16th
So plz tell me fast
I'm waiting

Answer / saranya

Hi ppl,
Answers to few Q'S shared by are frenz after attending d
interview:


1)why was there a huge dwnfall in share mkt?
It's an adjustment to the Reagonomic theory that money
flows downward from the top. Unfortunately, without a strong
base, the top falls.

Currently, banks have written loans (mortgage, credit card,
student loan, etc) in amounts that are not being repaid. The
loss of high paying jobs, energy costs have diverted the
money from the repayment of debt. The banks who lend the
money sell the loans at a discount in bulk to get operating
capital.

Since so many of the loans are in default, no one will
invest in them. That has deprived the lenders of operating
capitol. Without money, they can't operate and must file
bankruptcy.

Greedy, unregulated institutions have lent more money than
they could afford. Now that loans are in default, they are
in trouble. No one wants to invest in the stock of a
troubled corporation as this poses a huge risk of loss. The
stock is then worth less. Simply no demand for ownership of
failing companies.


3)what r partly paid shares?
Partly-paid Share: a stock for which stockholders
have not paid the full
contractual amount.

4)wht is law of diminishing marginal utility?

Economic theory that the perceived value of a product
to a consumer declines with each additional unit acquired.

5)who is d chairman of SEBI?
Mr. C.B Bhave

6)what r d types of shares?
Shares
A unit of ownership interest in a corporation
or financial asset. While owning shares in a business does
not mean that the shareholder has direct control over the
business's day-to-day operations, being a shareholder does
entitle the possessor to an equal distribution in any
profits, if any are declared in the form of dividends.

The two main types of shares are common shares and preferred
shares.

7)hw mch ws the gdp in last year?

The monetary value of all the finished goods and
services produced within a country's borders in a specific
time period, though GDP is usually calculated on an annual
basis. It includes all of private and public consumption,
government outlays, investments and exports less imports
that occur within a defined territory.

GDP = C + G + I + NX

where:

"C" is equal to all private consumption, or consumer
spending, in a nation's economy
"G" is the sum of government spending
"I" is the sum of all the country's businesses spending on
capital
"NX" is the nation's total net exports, calculated as total
exports minus total imports. (NX = Exports - Imports)

GDP is commonly used as an indicator of the economic health
of a country, as well as to gauge a country's standard of
living.


Latest News:
The Reserve Bank today decided to inject Rs20,000 crore
through short-term lending route to help the mutual funds
meet their liquidity needs and overcome redemption pressure.
“RBI has decided to conduct a special 14-day repo at 9% per
annum for Rs20,000 crore today with a view to enabling banks
to meet the liquidity requirement of mutual funds,” the
central bank said in a release.
SEBI( Securities and Exchange Board of India) Chairman- C B
Bhave

Hope its useful,

Regards,
Saranya.

aLL SBI Aspirants from UTTARAKHAND share your views to help each other here.

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