Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks

Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI

Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks

Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks

Savings Bank Rate - 3.5% for SBH & SBI

Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks

Legar Tender Money - Currency issued by RBI

Optional Money - Cheques, DDs, Bankers Cheques

Plastic Money - Credit card, Debit card

Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.

Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.

Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking

Merchant Bank provides capital to firms in the form of
shares rather than money.

Investment Banks tend to provide investment to firms.

Corporate Banking looks after the needs of Big firms,
companies, business entities

Business Banking looks after needs of medium level business
firms, entities, individuals

Retail banking focusses to provide services to individuals

Private banking focusses to provide services to high
networth individuals

Lead Banking focusses on providing all type of financial
services

Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.

With best wishes, Udaya Bhaskar 9492038751


Answers were Sorted based on User's Feedback



Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / sriram

Hey Uday, hows the interview...Thanks for posting these
valuable info..I am going to attend the interview on 29th of
this month.. Could you please let me know whether they have
verified the certificates very carefully regarding the
attestations..Does it matter if I get a green ink sign from
a public prosecutor of Magistrate court. Are these questions
arise to you in the interview? Thanks again Uday
9840863734
rksriram21@gmail.com

Is This Answer Correct ?    0 Yes 1 No

Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / sai

when will be the interview result will be announced? plz
tell me?my interview is on 30-05-2009,plz give me some
tips.iam an MBA from university campus.

Is This Answer Correct ?    0 Yes 1 No

Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / udayabhaskar

Mr.Sai First of all take my wishes for securing interview
in SBI associate banks and I wish u to secure placement in
SBI also. Regarding ur question on results, i may be sent
to u in SMS to ur mobile and by E-mail to ur mail address.
Resutlts will be declared by June 15th, 2009 as well

Ms. Sruthi regarding ur question whether one character
certificate is enough or not ? It is to mention that
one/two character certificate from ur educational
institution where u have completed ur
school/jr.college/graducation/post graducation. One must be
from a Gazetted Officer (Mondatory). If u unable to
produce that, u will have exemption by taking declaration
at the interview board. But it may fetch u a negative
impression in front of board members. Hence try to take 2
certificates as i mentioned above please madam.

My best wishes to Sruthi and Sai...

Udayabhaskar

Is This Answer Correct ?    0 Yes 1 No

Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / vijaya

Hi Uday,Its very nice sharing such an useful information.
How did you do in the Intervie.I wish you all the
success.Iam going to attend to SBH on 30th May.

Is This Answer Correct ?    0 Yes 1 No

Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / saranya

hai , I am to take up the SBI clerkical Interview today
(26th MAy 09)....I will post up the details of the
interview once i finish.......

Is This Answer Correct ?    0 Yes 1 No

Hi, this Udaya Bhaskar (9492038751) again. I posted a post already today (23.05.2009, 11:30 hrs, S..

Answer / santosh

As ravi theja said panel 8 was pretty cool they just asked
about general topics. But I am very much worried about result.

Thank you Udaya Bhaskar Ji.
For taking initiative.

Is This Answer Correct ?    0 Yes 1 No

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