Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 20264 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / saranya
hai , I am to take up the SBI clerkical Interview today
(26th MAy 09)....I will post up the details of the
interview once i finish.......
| Is This Answer Correct ? | 0 Yes | 1 No |
Post New Answer View All Answers
You are just 33 why do you left your job in early age
Sir I was cleared the sbi written exam and call for a interview . but I have 1 problem i.e in my certificates my sur name is written after my name but in my sbi chalana and also in application I write the sur name before my name l Is it any problem for me to crash the interview plz send me the answer
Hii !! Friends I wanna know that when is Union Bank Clerical exam held on 10-01-2010 is likely to be coming??? If any information then please do share...
What are rhe expected questions
yaarr..if anyone hv sum clue abt d date of SBI CLERICAL INTERVIEW declaration
PLZ give me ans for this questions, How will you handle the pressure of customer? What will you do if any customer misbehave with you? What is the current financial situation of nationalized banks?
when the sbi clerc recruitment 2010 2011 will be declared that was held in 8,15 and 22 november 2009
Hi, this is Prasad MBA Graduate from Osmania University. MY question is how do you serve to our organization as a mba graduate. u can send answers regarding this to my mail id dvprasadb@gamil.com. Thank you
please provid your interview experience and question they asked on 26th and 28th april 2010
hey guys i attended my interview on 29th April in a delhi zone.They were asking so simple question that i was surprised. I preapred day and night for the interview collecting all the question from this link and other site as well as from GS book but they simply asked 1) tell us about ur family 2) about u 3) Why u want to join banking and not IT . 4) Advantages and disadvantages of computer. 5) Where is hawamahal. 6) about pink city 7) who discovered electron. 8) who invented telephone. that's all I think it was just waste of time preparing banking related questions.
hi..this is kartheek..how to prepare for sbi interview..?iam qute nervous person.iam not well in english..pls help me..
What is Banking Regulation Act.
Hi dis is sriguru from andhra pradesh and i hav cleared d obc clerical exam 2010. still i hav not yet get the mailr letter regarding the interview details.wen will dey send . And pls tell wt r the questions asked in interview in obc?
why we should select u in sbi
In original biodata form identity certificate is there.we have to sign it by gazetted officer on original biodata form?
