Answer / jagruthi

Hi frnds,
Gopinatha
Thanks to for sharing some important questions that may be
asked by the interviewer regarding to Computer science.
Here r some questions that may be asked abt C,C++ are

1. In which year & who invented C?
Ans. Denis Ritche in the year 1972.

2. Difference between C & C++?
Ans .C is a structured oriented programming language where
as C++ is a procedure oriented
programming language .

3 .Is C which level language?
Ans .C is a middle level language. Where as C++ is a high
level language.

4. What is ment by global declaration & local declaration?
Ans. The declaration that performed with in the main is
called local declaration and outside the main() function
is called global declaration.

5 .Difference between constants & variables?
Ans. Constants value can not be changed through out a
program where as for a variable it can be changed.

I am a science graduate having the subjects
Maths,Electronics and Computer science.
plz any one tell me abt the questions that may be asked
regarding to Electronics & Maths.

Answer / debaki

Thanks Gopinath and Jagruthi for sharing the Computer
questions and Answers:

Here are some questions that came in my mind that:

What are the technologies used mostly in the banks today?

What are the web development technologies?

and in Hardware wat questions can be asked.. kindly share

if u have some other computer related questions pls share..
I am not specific about the about the answers that I have
asked.. Kindly share the answers if anyone of u are aware
of the answers


thanks once again!!

Answer / debaki

some of the packsges used in the banks in India are listed
below:

Categories of Packages




The IT Packages and services available in India can be
broadly classified into the following 6 types:

(I) Stand-alone branch-level packages-


These are usually written in FoxPro, C or Dbase and handle
specific functions at branches; these are sometimes
networked on a LAN to simulate a TBA environment. But there
are also high-end packages with a central Server (which can
be a Pentium PC or NT or a MINI or even a Main Frame,
supported by multiple (dumb or intelligent) terminals. Some
of them use sophisticated RDBMS like ORACLE as back-end and
provide user-friendly front-end with Windows GUI.

(ii) Multi-branch solutions -


These are used to network a cluster of branches in a city
(or spread over several cities); the account maintenance
can be central (where facilities like Anywhere Banking are
required) or can be distributed, networking being achieved
through Wide Area Network (WAN) on terrestrial lines / high
speed lines/ satellite networks - and now even wireless.

(iii) Foreign Packages -


Examples are Bank Master, Kappiti, Sanchez etc. These need
to be extensively customised to suit Indian requirements -
but their strength lie in their proven capabilities in
developing and offering modern / global banking products /
services that India is just ushering in.

(iv) Packages for specialized niche areas -



Like Asset Liability Management (ALM), Treasury Management,
Trading / Dealing Room activities, Custodial Services/
Depository Participant etc. These are high-end packages
with sophisticated analytical and decision tools.

(v) Service Branch / high-volume transaction processing
packages -



These include, clearing, drafts issue/ payments /
reconciliation (Remittances), Bills (payments/ collection/
purchases), Dividend Warrant Processing, inter-branch
reconciliation etc. These are often developed and
implemented by service providers to whom the work is
outsourced.

(vi) IT Services -



These are not Packages in the sense, these are developed to
handle specific problems like disaster recovery, virus
protection, security handling, linking / networking
multiple legacy systems between themselves or to new
platforms or to new delivery channels like ATMs, etc.

Answer / sumi

Hi frnds!!
thanx Gopinath , Jagruthi,Debaki for sharing info about
Computer topics.

Gopinath I would like to say There is 1 more type of
network connectvity called as MAN (Metrpolitan Area Network)
which is used at metro cities.

C++ is an extension of C.It is C + OjectOriented features
like Encapsulation,Inheritance,Polymorphism etc.

Plz tell me whether they would ask Que about subjects
which we had in T.Y or also of those subject which we had
in F.Y and S.Y.

Take care guys!!

Answer / vijaya mishra

can anyone please tell regarding character certificate
is there any fixed format for the character certificate to
be made from gazetted officer or he will make it himself,
please reply soon,URGENT

Answer / shyamal gupta

CHARACTER CERTIFICATE

Certified that I have known Sri/Shrimati/kumari
_________________________________
Son/daughter of _____________________________ for the last
__________ years &
______________ months & that to the best of my knowledge
& belief, he/she bears
Reputable character & has no antecedents which render
him/her unsuitable for
employment in the state bank of India.

2. Shri/Shrimati/Kumari
___________________________________________________
Is / was not related to me.


Place :________________
Signature_________________________


Date :_________________
Designation_______________________

I think this is d correct format
Regards
shyamal

Answer / shruti

hi friends


sorry couldnt post anything much useful on here for long..
well as its been told in answer no 274 , that Govt of India
had decided to acquire the whole stake of RBi in SBI which
was 59.73% so it means now the Govt of India is the largest
stakeholder in SBI.. n how about NABARD and NHB...has these
deals been worked out ??


Saurabh.. we expect an answer from you soon.. n yeah CRR is
declining for sure.. but what do ya all think... is this
recession in us and other european economies gonna affect
us.. though it shouldnt as our economy is interdependent ..
like 1997, we are capable enough to fight it then whats the
reaso for this constant fall in the market???

well i guess, we all have discussed the common topics a
lot.. so better we discuss on a topic like a GD.. as that
would help.. n if anyone finds something new to share..
then please do... we all need that


good luck friends


take care

stay well

Answer / jay

Hi Amit.........sorry for late reply......

just be cool and don't go in so deep just tell them in
short and simple words like your answer should
be........Banking sector is much more better than police
dept. and i was looking for some opportunities like this
only........thats all i think they will not ask anything
else about this after your this reply....


hey friends tell me CHARACTER CERTIFICATE is also need to
attested or not ?????????????????????

plz answer this thanksssssssssssssss

Answer / pari

What are the challenges that banks are facing now a days?

Answer / saurabh

hey guys this is saurabh from jaipur again sharing some
good knowlege with you.

and please let me know if there is somebody who is also
from jaipur and about to be interviewed.?????????/


SBI, LIC, UTI-AMC to manage pension funds
A committee constituted by the Pension Fund Regulatory and
Development Authority (PFRDA) has selected State Bank of
India (SBI), UTI Asset Management Company (UTIAMC) and Life
Insurance Corporation (LIC) to be the first sponsors of
pension funds in the country under the new pension system
(NPS) for government employees.

The three entities would float their respective pension
funds to manage the money that has been lying in public
account since the government switched over to the
contributory pension scheme for all fresh recruits at the
Centre from January 1, 2004.

All states, barring the three Left-ruled ones, have also
adopted the new pension system for their staff. As per
estimates, about five-lakh Central and state government
employees have joined the scheme since it came into being
on January 1, 2004, leading to accumulation of around Rs
2,000-crore pension fund corpus.

Under the NPS, employees have to contribute 10 per cent of
their basic salary and dearness allowance, with a matching
contribution from their employer. This contributory system
is in contrast to the earlier system, in which employees
used to get defined returns.

The sponsors will have to offer alternative products to
employees including risk-free options under which all funds
would be invested in government securities, and share-
market linked products with variable returns as well.

All states, barring the three Left-ruled ones, have also
adopted the new pension system for their staff. At present,
a total of about Rs 2,000 crore is available for fund
management under NPS.

Pension Fund Regulatory and Development Authority (PFRDA)
had invited Expressions of Interest (EOI) from public
sector entities for sponsoring Pension Funds for Government
employees on 11th May 2007. In response, EoIs were received
from seven public sector entities namely, Canara Bank, IDBI
Capital Market Services Limited, Life Insurance Corporation
of India, State Bank of India , UTI Asset Management
Company Private Limited, Securities Trading Corporation of
India Limited and Punjab National Bank.

NOTE- Pension Fund Regulatory and Development Authority was
established by the Government of India on 23rd August 2003
to promote old age income security by establishing,
developing and regulating pension funds, to protect the
interests of subscribers to schemes of pension funds and
for matters connected therewith or incidental thereto.

is SBI and its associates banks comes under the sole discrition of SBI or their control is seperately in their hands.

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