Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 20096 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answers were Sorted based on User's Feedback
Answer / sriram
Hey Uday, hows the interview...Thanks for posting these
valuable info..I am going to attend the interview on 29th of
this month.. Could you please let me know whether they have
verified the certificates very carefully regarding the
attestations..Does it matter if I get a green ink sign from
a public prosecutor of Magistrate court. Are these questions
arise to you in the interview? Thanks again Uday
9840863734
rksriram21@gmail.com
| Is This Answer Correct ? | 0 Yes | 1 No |
Answer / sai
when will be the interview result will be announced? plz
tell me?my interview is on 30-05-2009,plz give me some
tips.iam an MBA from university campus.
| Is This Answer Correct ? | 0 Yes | 1 No |
Answer / udayabhaskar
Mr.Sai First of all take my wishes for securing interview
in SBI associate banks and I wish u to secure placement in
SBI also. Regarding ur question on results, i may be sent
to u in SMS to ur mobile and by E-mail to ur mail address.
Resutlts will be declared by June 15th, 2009 as well
Ms. Sruthi regarding ur question whether one character
certificate is enough or not ? It is to mention that
one/two character certificate from ur educational
institution where u have completed ur
school/jr.college/graducation/post graducation. One must be
from a Gazetted Officer (Mondatory). If u unable to
produce that, u will have exemption by taking declaration
at the interview board. But it may fetch u a negative
impression in front of board members. Hence try to take 2
certificates as i mentioned above please madam.
My best wishes to Sruthi and Sai...
Udayabhaskar
| Is This Answer Correct ? | 0 Yes | 1 No |
Answer / vijaya
Hi Uday,Its very nice sharing such an useful information.
How did you do in the Intervie.I wish you all the
success.Iam going to attend to SBH on 30th May.
| Is This Answer Correct ? | 0 Yes | 1 No |
Answer / saranya
hai , I am to take up the SBI clerkical Interview today
(26th MAy 09)....I will post up the details of the
interview once i finish.......
| Is This Answer Correct ? | 0 Yes | 1 No |
Answer / santosh
As ravi theja said panel 8 was pretty cool they just asked
about general topics. But I am very much worried about result.
Thank you Udaya Bhaskar Ji.
For taking initiative.
| Is This Answer Correct ? | 0 Yes | 1 No |
anyone whose interview is in shimla plz contact me yogendra_7singh@yahoo.com
Hi friends, Recently i have been selected for SBH(written test on 1-3-2009) According to the pay scale given I might get the gross of 7500(Basic of 4410) nearly.I heard that there is a pay commission in August.Can any one tell me that what will be my Basic and Gross.Please help me.Any one. Thanks in advance.
what will be the questions for a private sector bank clerical interview?
who is the prime minister of pakistan?
7 Answers State Bank Of India SBI,
what is the schedule vi of balance sheet?
am preparing Railways Recruitment board ECRC, Goods Guard Exam. Previous or Model Exam papers please send my e-mail id: umaa_2008@rediffmail.com
2 Answers RRB, Syndicate Bank,
what do you mean by fiscal policy?
0 Answers State Bank Of India SBI,
hai friends, this is deepthi. i cleared bank of baroda clerical exam. i have personal interview on 22-5-2009. this is my first interview. I don't have any idea about it. will you please give a brief idea about the interview? please i have very less time plese help me. please send your valuable suggestions to this mail id saideepthi558@gmai.com . my qualification is btech. please friends.....
whwn will be the sbi clerical final results expected to be declared for which wrtten held on 1st March 2009?
23 Answers Bajaj, NMN, State Bank Of India SBI,
hey i heard that sbh has sent letter 2 its selected candidates. congrates guys but can u tell me wether they hve mentioned the place of posting in the letter?
Why you don't try in civil sector
Is SEO(Special Executive Officer) a Gazzeted officer?
1 Answers State Bank Of India SBI,
POs 
