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Bank wrongly cleared cheque which comes in clearing after request for stop payment by the saving bank account holder. Account holder repay 3 lac out of 11 lac withing 15 months. Now bank file case in DRT by charging intrest 18% to file case with the DRT. My question is whether bank can file case with DRT under DEBT act? Can Saving account holder can file case against the bank in counsumer court since he is paying amount in installment to bank even he prior request to bank not to clear this cheque.
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