Which of the following satisfies a two-factor user
authentication?

A. Iris scanning plus finger print scanning

B. Terminal ID plus global positioning system (GPS)

C. A smart card requiring the user's PIN

D. User ID along with password

Answer Posted / guest

Answer: C

A smart card addresses what the user has. This is generally
used in conjunction with testing what the user knows, e.g.,
a key board password or personal identification number
(PIN). Proving who the user is usually requires a biometrics
method, such as finger print, iris scan or voice
verification, to prove biology. This is not a two-factor
user authentication because it proves only who the user is.
A global positioning system (GPS) receiver reports on where
the user is. An ID and password (what the user knows), is a
single-factor user authentication.

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