Answer Posted / neetesh agarwal

There are many difference between cheque and dtaft
1. to issue cheque u have to an account in bank .
but in case of Darft it not neccessarily that u have an a/c in bank .
2. for issueing cheque u have nothing to paid in bank .
in case of draft u have to paid the some money to make a draft to bank .
3. CHEQUE IS USING FOR BOTH A INDIVISUAL PERSON AND A AN ORGANIZATION BUT DRAFT IS ISSUED ONLY IN FAVOUR OF AN ORGANIZATION
4. for chewue we have to cheque book but for draft there is a vocher given from cheque .
5. in case of issue a cheque we need not go to the bank if we have cheque book
but to make a draft we have to go the bank .
6. in case of cheque the amount in the a/c must compulsary.
otherwise cheque will be bounce .
but in case of draft its not compulsory we can issue a draft to giving money to the banker .
&. draft is more secure than cheque because if there is sign in cheque any one can cash the cheque .
but in case of the draft ts only given to the person or organisation in which favour its made

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