Answer Posted / nanda kumar

Different banking Channels

Banks offer many different channels to access their banking
and other services:

* A branch, banking centre or financial centre is a
retail location where a bank or financial institution offers
a wide array of face-to-face service to its customers.
* ATM is a computerised telecommunications device that
provides a financial institution's customers a method of
financial transactions in a public space without the need
for a human clerk or bank teller. Most banks now have more
ATMs than branches, and ATMs are providing a wider range of
services to a wider range of users. For example in Hong
Kong, most ATMs enable anyone to deposit cash to any
customer of the bank's account by feeding in the notes and
entering the account number to be credited. Also, most ATMs
enable card holders from other banks to get their account
balance and withdraw cash, even if the card is issued by a
foreign bank.
* Mail is part of the postal system which itself is a
system wherein written documents typically enclosed in
envelopes, and also small packages containing other matter,
are delivered to destinations around the world. This can be
used to deposit cheques and to send orders to the bank to
pay money to third parties. Banks also normally use mail to
deliver periodic account statements to customers.
* Telephone banking is a service provided by a financial
institution which allows its customers to perform
transactions over the telephone. This normally includes bill
payments for bills from major billers (e.g. for electricity).
* Online banking is a term used for performing
transactions, payments etc. over the Internet through a
bank, credit union or building society's secure website.
* Mobile banking is a method of using one's mobile phone
to conduct simple banking transactions by remotely linking
into a banking network.
* Video banking is a term used for performing banking
transactions or professional banking consultations via a
remote video and audio connection. Video banking can be
performed via purpose built banking transaction machines
(similar to an Automated teller machine), or via a
videoconference enabled bank branch.

hi guys! can u plz tell me the cut offs marks for bank clerical recruitment(objectives)?

1562

---

what is the function of a clerk in bank?

4092

---

Hi friends i am M.Ponraj, i have been selected for the post of Sorting Assistant in RMS'T'Division(Tiruchirapalli), Department of Posts, India on December 29th 2009. In trichy division 23 candidates were selected and 10 of them were given induction training and they are to be posted in trichy division. I am waiting for the induction training. In the mean time i got selected in the SBI-Clerk written exam and attended the interview for it in Chennai on 26th April 2010. Any one selected as Sorting Assistant in RMS attended SBI-Clerk interview on april or may 2010. If so Please mail me to mponrajbe@gmail.com Thanks, M.Ponraj +91-9655975726 20May2010

1405

---

Am MBA in Finance can anyboby give me suggestions abt the questions on my specialization which i can expect in SBI interview tssiri@gmail.com

1417

---

I have cleared the UBI clerical xam. interview on May 18th. can anyone know abt how many years it will take to promote or they can allow to write xam for officer grade after entered as clerk in a bank? what are the xams to be wriiten for promotion or name of the xams .

1427

---

---

please free to call me 9681060233 .and give ur valuable opinion about interview of sbi.please

1287

---

any one take the interview on 26 to 10 may from chennai

1286

---

what are the interview questions asked in sbi about marketing and banking

1894

---

Hey anybody having interview in Chandigarh circle..Plz post their questions and experiences in Interview..... Thanx In advance......

1517

---

i finished my interview on 8th may....... they asked me these questions...... 1)tell me abt urself(I andwered for 2 mins) 2)difference between 2g and 3g(3g is faster than 2g)i forgot to answer that 3g has more bandwidth and it is circuit switched network 3)what is the uniqueness of 500 rupees note (that circle at corner for blind people , wen in light the colour of 500 changes) 4)what is the technology of atm(i dont know) 5)what are the different types of deposits(Recurring and fixed deposits) 6)what is recent hockey tournament going on(this also i dont know) 7)who is leading in recent world chess championship(anand wen i saw but later i dont know who was leading) 8)who is topper in recent IAS exams?(i didnt answer) 9)what u consider as ur life time achievement? the panel was very soft......so no tension...... ALL THE BEST for the rest........

1470

---

Can anybody give the ans for this questions it will be helpful for the interview, what are the challanges for banks in future as how to compete with public banks? how to fight with inflation? how to maintain the eco. growth in respect of SEBI & RBI regulations?.

1472

---

Recently i had an interview in SBI on 3rd of MAY. The interview question was as: 1) Tell me 7 wonders ? 2) Who is CM of Karnataka ? 3) How many district in Karnataka ? 4) since my native place is Ramgarh so interviewer asked me that any famous movie based upon this location ? 5) since i am from technical background so they asked me about RAM , Processor , Bluetooth ? 6) They asked some question from current affairs like what is UID and what is census ? 7) What do u know about SBI ? I answred all the question except how many district in Karnataka. Thats it guys. The interview was full of fun. When i answered that movie sholey is based uopn place Ramgarh the moment on that time was funny. All interviwer laughed and i too. There were three interviewer in the room. In front of me the male interviewer had an age of 40-50. In my left side male interviewer had an age of 40-50. In my left side female interviewer had an age of 30-40. Any more question about the fun interview mail me at: ayadav00009@gmail.com

1859

---

is the application print out is necessary in ibps interview process

3939

---

what is bank,banking,bank rate,slr,repo rate,reverse repo rate,crr,functions of rbi,functions of sbi

1735

---

hii.. m selected in State bank of Patiala..want to know the duration of training n whr does it takes place??n hw r v given the station for joining... wht is appx salary..so many qs goin around in my head..Help!!

1848

---