Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks

Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI

Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks

Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks

Savings Bank Rate - 3.5% for SBH & SBI

Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks

Legar Tender Money - Currency issued by RBI

Optional Money - Cheques, DDs, Bankers Cheques

Plastic Money - Credit card, Debit card

Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.

Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.

Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking

Merchant Bank provides capital to firms in the form of
shares rather than money.

Investment Banks tend to provide investment to firms.

Corporate Banking looks after the needs of Big firms,
companies, business entities

Business Banking looks after needs of medium level business
firms, entities, individuals

Retail banking focusses to provide services to individuals

Private banking focusses to provide services to high
networth individuals

Lead Banking focusses on providing all type of financial
services

Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.

With best wishes, Udaya Bhaskar 9492038751


Answer Posted / rahul vishyan

As the interview was over on 6th june & not on 30th
may..........


as per me result will b declared in last week of june or the
first week of july........


Wish u all success

Is This Answer Correct ?    0 Yes 0 No



Post New Answer       View All Answers


Please Help Members By Posting Answers For Below Questions

i have my sbi interview coming up. i lost my 10th marklist.. is it mandatory?? iheard that only marklist from 12th to highest qualification is mandatory..for dob proof i have 10th pass certificate . is that enough or will i be disqualified from the interview ???

2065


i have done m.sc in biochemistry subject.so plz tell me what type of question asked by board members of bank in my interview?

1416


When will Punjab National Bank Clerical Exam Result will come? The exam was held on 04-04-2010.. If any information then please do share.

1604


Hai!This is Mallikarjun. I have completed MCA.I have shortlisted for SBI clerical interview.I don't have any idea about what questions they may ask in interview.Plz any can help me to how to prepare for interview and what are the questions they can ask. Plz mail at mallikarjun.police@gmail.com

1517


You are just 33 why do you left your job in early age

1706






guys on which basis are they alloting interview dates.... MERIT or Reg num or Roll num........

1630


iam selected for sbi bank clerk interview iam be electrical and electronics student how to answer for the question plese introduce your self and postive and negative what are the protucds in our bank

2480


WHAT ABOUT MOBILE BANKING?

1493


Hi dis is sriguru from andhra pradesh and i hav cleared d obc clerical exam 2010. still i hav not yet get the mailr letter regarding the interview details.wen will dey send . And pls tell wt r the questions asked in interview in obc?

1446


dear orissa circle candidate selected in sbi clerk 2010, did any one has got the offer letter or any info. abt the medical test date.plz pass the news in detail at trinath.net@gmail.com or at 9885560854 plzzzzzzzzzzzzzzzzzzz

1412


I am a btech in computer science and engg. I have cleared written of SBI CLERICAL EXAM NOV 2009 Please tell me what kind of questions will be asked??

1519


wil u pls send me previous papers of bsrb clerical

1550


I have appeared for sbi clerical exam in Nov 2009. My reg No is 2130085, and I lost my roll no. could any one please guide me how to get my roll no and result

1761


hi I have done Btech..currently working in IT ..is clerical job or MNC job is better to do ....

1524


will duplicate certificate is accepted by bank in case of loss of original certificate of class 12 cbse in interview

1394