Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
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Answer Posted / sriram
Have anybody got the result of interview?? My interview was on 29/05/09.. Didn't get the result.. Just to confirm whether anybody got the result
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whether NOC is required for private sector employee?
Did any one of you receive call letter for the interview from bank of india? Please reply.
hi..this is kartheek..how to prepare for sbi interview..?iam qute nervous person.iam not well in english..pls help me..
what is the credit policy or RBI?
hello, i m in IOB as clerk (joined 23 nov 2009) and i have passed sbi written test of clerical, i m confused whether to show i m in IOB or not in interview, if yes then i have to give NO OBJECTION CERT. pls guide me......
hello i hav cleared d SBI written exm..i m a post graduate in english.wht kind of questions dey may ask in d interview? my intrview is on 5th may.plz help.
hi, i m rashmi, i m selected for interview of sbi clerical2010, pliz tell me what type of questions are asked in interview... pliz mail me at mailtoras@yahoo.co.in.
current affair related questions wid answers also,,if any body know ,,,,which may b asked in sbi interview???????
hi.. plz tell me about "when will syndicate bank publishes the list of candidates selected in the interview...."
sir i have selected for sbi clerk what r the steps involved in sbi medical examination pls send reply to bnaidu88@yahoo.com this is my mail id
when will oriental bank final results will get announced?is 60% in written test for general category is enough to clear the interview?if anybody knows ,please reply.
what do you mean by bank policies?
what are the total no of branches and atms of union bank of india?
what all marketing questions may be asked in sbi interview.. thanks in advance
WHY BANKING SECTOR IS CALLED FINANCIAL SECTOR?
