Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
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- State Bank Of India SBI, I also Faced
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Answer Posted / surbhi
hi frends..
This is Surbhi. Today 28th May i Had attended my Interview
for SBM in Bangalore.. Interview was nice. They asked me
very simple Questions. Panel has 4 members and one of them
wass a Lady.. Panel members were very cool. I was the first
person in my panel who had attended the interview. The
questions that they asked me are very general:
1. Tell me the speciality of ur city? (I belong to Rajasthan)
2. How u Motivates Others? (As i m MBA IN HR and Marketing)
3. Difference Between Marketing and Selling?
4. What is Marginal Utility Theory? (As economics was one of
my subject in Graduation)
5. Some Questions on Hobbies?
6. What are the functions undertaken by Banks?
7. Questions About my Training Period during MBA?
8. Why do u want to settle in Bangalore?
9. About my Family Background?
Thats it.. Interview was of 10 minutes..they are just
checking our confidence level.. nothing else.. so no need to
worry answer confidentally..and ya one most important thing
plz kindly check ur documents properly as verification
process is very tough...i also faced some problems bt at
last i cleared that level..All the best to those who r going
to appear for Interview..can anyone tell me when results of
Interview can b expected??
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Hi friends i am M.Ponraj, i have been selected for the post of Sorting Assistant in RMS'T'Division(Tiruchirapalli), Department of Posts, India on December 29th 2009. In trichy division 23 candidates were selected and 10 of them were given induction training and they are to be posted in trichy division. I am waiting for the induction training. In the mean time i got selected in the SBI-Clerk written exam and attended the interview for it in Chennai on 26th April 2010. Any one selected as Sorting Assistant in RMS attended SBI-Clerk interview on april or may 2010. If so Please mail me to mponrajbe@gmail.com Thanks, M.Ponraj +91-9655975726 20May2010
