Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 20094 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / ramyakrishna
does faculty mean the branch of study?
| Is This Answer Correct ? | 1 Yes | 1 No |
Post New Answer View All Answers
what do you mean by fiscal policy?
what is bank,banking,bank rate,slr,repo rate,reverse repo rate,crr,functions of rbi,functions of sbi
if you got not selected than what you do next?
Hi!All, I have been called for the SBI clerical grade interview. As for the documents I do not have the passing certificate of my Intermediate, and the final degree of Garduation at present, but have got the provisional certificate and the degree respectively, but I've got all the marksheets. Is there any problem if I carry the marksheets only for the interview, can I submit the final certificates later..?? Please help...
hi, my hobbies are calligraphy and danceing ...so which type of question can be asked frm my hobbies .....plz reply fast bcoz my interview is on 6th may...
I've completed MCA ..what r the computer questions to be asked in sbi clerical interview ..
Guys ,Please tell me the coaching center names in Ameerpet or hyderabad...I believe who are selected in SBI they have taken coaching somewhere.(Without Hard work we won't get).. Thanks in Advance...
hi friends, i m shikha and i have been selected for sbi clerical interview 2010 which is on 8th may. i have done B.Sc(IT) through distance education. plz tell me about questions that may be asked.
WHAT ABOUT MOBILE BANKING?
hello, i m in IOB as clerk (joined 23 nov 2009) and i have passed sbi written test of clerical, i m confused whether to show i m in IOB or not in interview, if yes then i have to give NO OBJECTION CERT. pls guide me......
concept of nationalization of banks ?
aLL SBI Aspirants from UTTARAKHAND share your views to help each other here.
My question is to them those who have passed the interview of state bank of india which was held in oct 2008. I want to know after how many days the result declare and what was the procedure then after?
please send me last ten years entrance exam question papers of sbi clerical?
how many type of banks there are?
