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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
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- State Bank Of India SBI, I also Faced
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Answer Posted / ramyakrishna
hello bhaskar,thanks for the reply.
what does faculty in the biodata form mean?
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pass rule of 6th P.c
I have finally been selected for Punjab National Bank Clerical Grade for Delhi State and want to know from where I should get medical done (any qualified MBBS will do or it should be from govt. hospital)
hai friends, this is Raju. i cleared bank of baroda clerical exam. i have personal interview on 05-10-2010. this is my first interview. I don't have any idea about it. will you please give a brief idea about the interview? please i have very less time plese help me. please send your valuable suggestions to this mail id narasimharaju_kuruba@yahoo.in or my mobile 9533313536. my qualification is btech. please friends.....
i passed my graduation in 2010,and i have character certificate issued by principal at that time.is it enough for sbi clerical interview.i have another one issued by a gazatted officer too
hello i hav cleared d SBI written exm..i m a post graduate in english.wht kind of questions dey may ask in d interview? my intrview is on 5th may.plz help.
i have qualified for syndicate bank clerical interview and it is on 26th sept. pls share if u having any previous experience whith this bank regarding interview. pls send any questions to my mail id sirisankarbhs@gmail.com
Hi Guys , Please tell me which is the good coaching center for bank exams in Ameerpet or hyd ? Please share ur opinion on coaching centers.... Condrats who r selected in SBI exam..
main problems of indian rural areas?
does any one here selected in sbi clerical interview to be held in chandigarh for punjab state. Any one who hav already appeared in an interview in chandigarh? what are the questions they ask in interview for a commerce grad.also i need some qustns on marketing? please provide me these quesions. Thx in advance
Hi dis is sriguru n i had cleared obc clerical 2010 .wt should i wan 2 prepare for interview? wt r the definations of repo,reverse repo, crr,slr,monetary policy n other banking terms
hi.I m lila.i have cleared the iob clerk interview through ibps.I am an OBC candidate.but i dont have obc certificate. my form was rejected twice.will they again to submit OBC? will they reject me?what should i do. will they consider me in general now? plz help me out.
Interview
sir i selected to sbi clerical. i added my qualification as b.tech.but i didnt completed it. will they allow to interview????
WHY BANKING SECTOR IS CALLED FINANCIAL SECTOR?
if you got not selected than what you do next?
