Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / ramyakrishna
hello bhaskar,thanks for the reply.
what does faculty in the biodata form mean?
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
Leave rule of 6th pc
do anyone know about the pay scale for clerical post in Federal bank..
what is the role of sbi in developmemt of rural indian and farmers?
aLL SBI Aspirants from UTTARAKHAND share your views to help each other here.
hi friends! i hv been selected for sbi clerical interview,i got my bio-data form attested in all the pages,is that ok or do they tell anything???plz let me knw,i hv got my interview on 6th may 2010
Why less people are applying in govt jobs
What is the Gross Salary and net salary of newly appointed SBI clerk in 2010 after the pay revision?
will duplicate certificate is accepted by bank in case of loss of original certificate of class 12 cbse in interview
hi.. plz tell me about "when will syndicate bank publishes the list of candidates selected in the interview...."
what is contingent liability?
please send me last ten years entrance exam question papers of sbi clerical?
Is that true that sbi will not select carrying women.pls give reply
Interview
Can anyone say me how to prepare for IOB clerical personal interview.. I hv cleared written test nd called for the next roundd.. can u help me by sayin what all i need to concentrate & prepare?
Hello guys and gals, Congratulations to those who have passed their exam for SBI clerk 2010. I am also through with the exam and have my interview scheduled on 30th April 2010. Could you people who are having interview before this date let me know the questions asked(after your interview). I am commerce graduate and I will appreciate your help before this date. Thanks and All D Best.