Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 20065 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / ramyakrishna
hello bhaskar,thanks for the reply.
what does faculty in the biodata form mean?
| Is This Answer Correct ? | 0 Yes | 0 No |
Post New Answer View All Answers
Hi, i have just cleared sbi clerical examination and i need to prepare for the interview. Could anyone of you who have got through the interview tell me some interview tips and also which books to read. And what questions are most likely to be asked.
sir plz send me previous 5 years questions papers of bank of india clerical on my emailid->bpraichur@gmail.com
i really dnt hav any specific hobby,,,so can i leav dat entry blank in my form,,if they will ask me abt y i dnt hav any hobby,then can i answer dat---sir,i dnt hav any specific hobbyy,,bt i m ken 2 do any kind of functions dat r assigned 2 me??????
Hi people. My name is John. First of all i would like to thank you and congratulate you all for the successful completion of the interview and hope that the best man/woman walks away with the job. I post here my request for answers to a few questions related to the interview process. I gave my interview in Delhi on 4th may 2010 at the SBI Learning centre in noida. I would like to know the following: 1: how many centres were there in delhi for the purpose of interview? 2: when was the first and last day (duration) of interview in delhi? 3: were the candidates called according to the merit after the written test or was it alphabetical. if it was neither, then how were they calling the candidates? 4: also what are the chances of a candidate who thinks that the interview did not go according to his plan? There is still hope isn't it? 5: do people "horse trade" vacancies (perfect opportunity for somebody's uncle or someone's greased up mla recommendation for a candidate; since sbi taking this long for a result.)? I definitely hope tht the crpd do us a big favour by releasing the results soon. thanks in advance to all those who are kind enough to rest the ghosts in my mind.
pls answer the below mentioned questions as soon as possible ... this is for clerical interview SBI * what are the business undertaken by a bank ? *present share value of SBI?? *max and min share values of SBI??? *what is liquidity ?? *what is excise duty?? *challenges which banks have to face in future ???
anyone attend sbi interview in bangalore?venue:basavangudi
What is the Gross Salary and net salary of newly appointed SBI clerk in 2010 after the pay revision?
what do you undestand about current account and saving account?
Recently i had an interview in SBI on 3rd of MAY. The interview question was as: 1) Tell me 7 wonders ? 2) Who is CM of Karnataka ? 3) How many district in Karnataka ? 4) since my native place is Ramgarh so interviewer asked me that any famous movie based upon this location ? 5) since i am from technical background so they asked me about RAM , Processor , Bluetooth ? 6) They asked some question from current affairs like what is UID and what is census ? 7) What do u know about SBI ? I answred all the question except how many district in Karnataka. Thats it guys. The interview was full of fun. When i answered that movie sholey is based uopn place Ramgarh the moment on that time was funny. All interviwer laughed and i too. There were three interviewer in the room. In front of me the male interviewer had an age of 40-50. In my left side male interviewer had an age of 40-50. In my left side female interviewer had an age of 30-40. Any more question about the fun interview mail me at: ayadav00009@gmail.com
WHAT ABOUT MOBILE BANKING?
Hi all, While I'm applying for the written exam wrongly I gave as general and later I came to know bef the interview tht I'm BC:(..I got proper singatures at the back of the call letter..but while interviewing me they dint consder tht.Will it be a negative for me during the selection and under which category i'll be considered Can any one guide me regarding this.
Hi Guys , Please tell me which is the good coaching center for bank exams in Ameerpet or hyd ? Please share ur opinion on coaching centers.... Condrats who r selected in SBI exam..
sir i selected to sbi clerical. i added my qualification as b.tech.but i didnt completed it. will they allow to interview????
what are the business that will be undertaken by the banks that all ?
what is the pattern for lic ado exam?
