Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
- 20064 Views
- State Bank Of India SBI, I also Faced
- E-Mail Answers
Answer Posted / udayabhaskar
Ramya this is udaya bhaskar. It is to mention that for the
candidates working in private sector, dont need to submit
NOC. It is applicable for Governement employees who are
attending interview. But it is mondatory to produce
experience certificate if u mention ur previous employment
and u have to submit character certficate from ur previous
employer also besides other character certificates
With best wishes
| Is This Answer Correct ? | 1 Yes | 1 No |
Post New Answer View All Answers
What do you feel onboard ship's
HELLO DEAR, I HAVE SHORTLISTED FOR INTERVIEW BY THE INDIAN BANK. MY INTERVIEW WILL BE IN 04/01/2010. PLEASE TELL ME WHAT ARE THE QUESTION WILL ASK?
Has anybody who has been selected as SBI CLERICAL in the April interview against 11000 posts recieved appointment letter or any other letter from the bank? plz let us know.
what do you mean by globalisation?
how many associates bank of sbi and subsidiaries bank of sbi? what are those ?this is important for interview......they ask me this question
What is the biodataform that we have to fill for the sbi interview, is it the same resume? if not same as resume plz tell me where do i get this.
hie! i recently cleared my bannk of india clerical exam. can anyone pls tell me about interview questions and how to conduct myself there
Hii !! Friends I wanna know that when is Union Bank Clerical exam held on 10-01-2010 is likely to be coming??? If any information then please do share...
hi any 1 selected frm andhra pradesh to karnataka bank clerks in 2011.my interview is in june.plz msg me on 7207655202/maheshallam10@gmail.com
as you said that this is ur dream job then can u tell us about function of a clerk?
Hai!This is Mallikarjun. I have completed MCA.I have shortlisted for SBI clerical interview.I don't have any idea about what questions they may ask in interview.Plz any can help me to how to prepare for interview and what are the questions they can ask. Plz mail at mallikarjun.police@gmail.com
i am a B.Tech...so if i have been asked that why i want to enter into banking sector???What wil be the appropriate answer???
when will be union bank result annouced?which exam held on 4 april 2010.sir please send it on my id no. that is rinku_del246@rediffmail.com.
rbi means
hi ........ i have been selected for syndicate bank interview on 8th oct ,this is my first interview... so can any one suggest me few tips plz........
