Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Answer Posted / srinivas
hi uday,
Thanks for posting this valuable info,
i am having interview on 26 th of this month,
bye ....
| Is This Answer Correct ? | 1 Yes | 1 No |
Post New Answer View All Answers
what is bank,banking,bank rate,slr,repo rate,reverse repo rate,crr,functions of rbi,functions of sbi
i am in waitlisted list which is released by karnataka bank.Can any one tell what it sense.whether it is confirm job r optional.plz forward if any one know abt this
1. What is ur n ur father name? 2. MBA kis college se kiya? N kis stream me kiya? 3. Aapke college me camps placement ke liye konse companies aayi and kya package provide kr rhe the? 4. ARTS me konse subject the? 5. RBI ke governor kon h? n ex governor kon the? 6. Planning commission ke deputy chairman ka naam n planning commission kya krta h? 7. Current ratio kya h n ye kya measure krta h? 8. Solvency ratios bato? 9. Fund flow statement kya h n kya show krta h? 10. India border ko touch krne walle sagar kon -2 se h? 11. Way of bangal n arab sea me milne wali 2-2 river batye? 12. Apka % BA me acha tha , MBA me km kyo? 13. Software ke type bato? 14. System n application software bato? 15. Excel ka file extension kya h? 16. Network kya h? 17. Network se kya benefit hota h?
hai friends this is dhiva kumar i am searching for the bank jod. can any on ecould sugeest me which books are help full to me my email id:shivasherla@gmail.com
Am MBA in Finance can anyboby give me suggestions abt the questions on my specialization which i can expect in SBI interview tssiri@gmail.com
hi friends, I am sathish. i have cleared the sbi clerical written exam. Now i have to attend the interview. Can anybody suggest how to face the interview and what type of questions they will ask in the interview. Please do mail me regarding this to my mail id sathish.kumarjpt@gmail.com With regards, Sathish K
Hi friends i am M.Ponraj, i have been selected for the post of Sorting Assistant in RMS'T'Division(Tiruchirapalli), Department of Posts, India on December 29th 2009. In trichy division 23 candidates were selected and 10 of them were given induction training and they are to be posted in trichy division. I am waiting for the induction training. In the mean time i got selected in the SBI-Clerk written exam and attended the interview for it in Chennai on 26th April 2010. Any one selected as Sorting Assistant in RMS attended SBI-Clerk interview on april or may 2010. If so Please mail me to mponrajbe@gmail.com Thanks, M.Ponraj +91-9655975726 20May2010
if you got not selected than what you do next?
what is present SBI Call Rate and SBI VALUE in sensex?
Hi dis is sri guru n i hav cleared oriental bank of commerce written exam held on 27 dec 2009 n am general candidate the interview will starts on 17 may till now i had not yet recvd d mail or call letter abt interview.wen they vl com? wt r d questions askd particularly in dat bank ,wt should i wan 2 prepare for interview?
how many type of banks there are?
Hello guys and gals, Congratulations to those who have passed their exam for SBI clerk 2010. I am also through with the exam and have my interview scheduled on 30th April 2010. Could you people who are having interview before this date let me know the questions asked(after your interview). I am commerce graduate and I will appreciate your help before this date. Thanks and All D Best.
what profits does sbi get on hiring you?
will duplicate certificate is accepted by bank in case of loss of original certificate of class 12 cbse in interview
Anyone appearing Vijaya Bank Clerk interview, please inform me when will result declare, r they waiting for SBI Clerk result,it is too lazy to announce 500 clerk result,they have no other recruitment also, it is now 45 days of interview.9854932513