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Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
banks
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
financial transactions.
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
networth individuals
Lead Banking focusses on providing all type of financial
services
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
- 26 Answers
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- State Bank Of India SBI, I also Faced
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Answer Posted / srinivas
hi uday,
Thanks for posting this valuable info,
i am having interview on 26 th of this month,
bye ....
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What is the biodataform that we have to fill for the sbi interview, is it the same resume? if not same as resume plz tell me where do i get this.
why u choose only banking sector for job ? and what position u want in this bank in after 5 years ?
what is the role of sbi in development of rural indian and farmers?
Hey anybody having interview in Chandigarh circle..Plz post their questions and experiences in Interview..... Thanx In advance......
hi.I m lila.i have cleared the iob clerk interview through ibps.I am an OBC candidate.but i dont have obc certificate. my form was rejected twice.will they again to submit OBC? will they reject me?what should i do. will they consider me in general now? plz help me out.
WHY BANKING SECTOR IS CALLED FINANCIAL SECTOR?
sir i cleared sbi clerk written and selected for interview. i added my qualification as b.tech but i didnt completed. will they allow me to interview??
why banking field is better than other field in government sector................reply fast
Hi all, While I'm applying for the written exam wrongly I gave as general and later I came to know bef the interview tht I'm BC:(..I got proper singatures at the back of the call letter..but while interviewing me they dint consder tht.Will it be a negative for me during the selection and under which category i'll be considered Can any one guide me regarding this.
i am having sbi interview. what type of preparation should i do?
interview question about bank.
what is the function of a clerk in bank?
PLZ give me ans for this questions, How will you handle the pressure of customer? What will you do if any customer misbehave with you? What is the current financial situation of nationalized banks?
what profits does sbi get on hiring you?
hi,i have selected for sbi interview.do i need to submit the medical fitness certificate and i am not a handicap.
