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who are underwriters? what is their work?

Answer Posted / nitin pandey, bajaj allianz

Underwriter is the person who take risk on behalf of the
institution, simply his profile is to 'assess the quality &
serve the quantity".
Underwriter bridges the gap between customer & company.
Generally, in Insurance & Mortgage industry such pofile
holder are known as 'Underwriter" while in Finance &
banking sectors they are called as "Credit Analyst'.
They direct plays with the profit figures of company,
without underwriting a company 100% introduced with losess,
claims, default, forges & counterfeit.

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