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what is the difference between debit card and credit card
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Answer Posted / joydeep das
Debit card:
to use a debit card a person must have sufficient amount in
his/her account and and shopping is limited to the amount
avail in the account, it cannot be exceeded. From debit card
the amount is transacted/debited at the very moment as and
when it is utilized.
Credit card:
To use credit card one need not have to have money/amount in
his/her account. They are the special type of customers
because banks issued credit cards to them based on some
attributions or features. When the credit card is being
swapped by the shopkeeper, the amount does not get
transacted at the very moment infact it is being transacted
approximately after 5 or 7 dayz. There are certain limited
amount which the banker allowed to itz customers upto which
they can utilized. From this there is a certain amount upto
which no interest is being added till 1/2 months of
repayment but utilisation of more than this will carry 4%
approx. interest.
| Is This Answer Correct ? | 93 Yes | 11 No |
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