Answer Posted / deepika

Hai Neha,
The questions which u have asked were already discussed by
pankaj and others, i think u did not check it out, 104
questiion, do not worry i am pasting the same over here.

Repo Rate is the rate at which the RBI buys government
securities from the market to infuse liquidity in the
system.

Reverse Repo rate is the rate at which the RBI absorbs
excess bank funds by selling government securities in the
market.

Cash Reserve Ratio is the percentage of bank deposits which
are statutorily parked with the RBI as reserve.

What is Repo Rate?
Ans:- Whenever the banks have any shortage of funds they can
borrow it from RBI. Repo rate is the rate at which our banks
borrow rupees from RBI. A reduction in the repo rate will
help banks to get money at a cheaper rate. When the repo
rate increases borrowing from RBI becomes more expensive.

2. What is Cash Reverse Ratio?
Ans:- Cash reserve Ratio (CRR) is the amount of funds that
the banks have to keep with RBI. If RBI decides to increase
the percent of this, the available amount with the banks
comes down. RBI is using this method (increase of CRR rate),
to drain out the excessive money from the banks.

3. What is Reverse Repo rate?
Ans:- Reverse Repo rate is the rate at which Reserve Bank of
India (RBI) borrows money from banks. Banks are always happy
to lend money to RBI since their money are in safe hands
with a good interest. An increase in Reverse repo rate can
cause the banks to transfer more funds to RBI due to this
attractive interest rates. It can cause the money to be
drawn out of the banking system.
Due to this fine tuning of RBI using its tools of CRR, Bank
Rate, Repo Rate and Reverse Repo rate our banks adjust their
lending or investment rates for common man.

4. What is Inflation?
Ans:- Inflation is defined as an increase in the price of
bunch of Goods and services that projects the Indian
economy. An increase in inflation figures occurs when there
is an increase in the average level of prices in Goods and
services. Inflation happens when there are less Goods and
more buyers, this will result in increase in the price of
Goods, since there is more demand and less supply of the goods.

5. What is a Bank Rate?
Ans:- Bank rate is the rate at which RBI gives to the
commercial banks. Whenever RBI increases its rates, the
effect will be shown on the commercial banks. In this case,
the commercial banks have to increase the interest rates for
their profits.

Ok, prepare well.

when will be union bank result annouced?which exam held on 4 april 2010.sir please send it on my id no. that is rinku_del246@rediffmail.com.

1945

---

I have not been selected in sbi clerical 2010 final list due to 2 marks. is there any chance of second list for us because huge candidates have not joined due to long delay?

2318

---

hai friends, this is Raju. i cleared bank of baroda clerical exam. i have personal interview on 05-10-2010. this is my first interview. I don't have any idea about it. will you please give a brief idea about the interview? please i have very less time plese help me. please send your valuable suggestions to this mail id narasimharaju_kuruba@yahoo.in or my mobile 9533313536. my qualification is btech. please friends.....

2231

---

Hi .. I got the written exam of PNB SWO.. my question is .. I am an M.tech pursuing candidate..should I tell it in the interview or not? Some say that due to high qualification they will reject me..

3056

---

How many of you SBI Clerk 2009 aspirants are from Uttrakhand. Share your views/exp. here? ATUL KASHIPUR (UTTRAKHAND)

1901

---

hi friends! i hv been selected for sbi clerical interview,i got my bio-data form attested in all the pages,is that ok or do they tell anything???plz let me knw,i hv got my interview on 6th may 2010

2375

---

Is there anybody from Rajkot-Gujarat???Pl.share your experience and ideas about interview. Thans in advance. Kajal

1951

---

Hi dis is sriguru n i had cleared obc clerical 2010 .wt should i wan 2 prepare for interview? wt r the definations of repo,reverse repo, crr,slr,monetary policy n other banking terms

2033

---

i am in waitlisted list which is released by karnataka bank.Can any one tell what it sense.whether it is confirm job r optional.plz forward if any one know abt this

2661

---

What is the Gross Salary and net salary of newly appointed SBI clerk in 2010 after the pay revision?

2991

---

WHEN WILL THE INTERVIEW RESULTS PUBLISHED?

2291

---

hi myself gaurav sharma and my interview is on 30th april 2010 in delhi plz send me everything you know about interview questions. my email is gaurav.ttt74@yahoo.com

1986

---

will duplicate certificate is accepted by bank in case of loss of original certificate of class 12 cbse in interview

1896

---

I am a btech in computer science and engg. I have cleared written of SBI CLERICAL EXAM NOV 2009 Please tell me what kind of questions will be asked??

2035

---

Sir I was cleared the sbi written exam and call for a interview . but I have 1 problem i.e in my certificates my sur name is written after my name but in my sbi chalana and also in application I write the sur name before my name l Is it any problem for me to crash the interview plz send me the answer

2057

---