Answer Posted / ravi

Savings is a Demand Deposit while Fixed Deposit is a Term
Deposit.(Amount in Savings can be withdrawn anytime with a
Cheque etc while Fixed deposit is for a certain period of time.)
with an SBA account an account holder gets a
Passbook/statement;a Cheque book, Debit card and /or Intenet
Banking Accounts to tranfer or withdraw money.
With an FD account a receipt is given with Amount of
deposit,dates of deposit& Maturity;rate of interest/maturity
value.

Savings account is thus a running account (Deposits &
withdrawals happen in the same account) while FD is for a
specific period .

Savings Bank Account is an account which normally Fetches
Lower Rate of interest than Fixed Deposit.

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