is advance against FD or RD is treated as NPA .if EMI is not in scheduled . or classification of npa as per day is is made from sanction date or last payment date of repayment . please suggest me
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Answer Posted / Sanjeev Sen
The treatment of an advance as Non-Performing Asset (NPA) depends on the loan agreement and banking regulations. However, generally speaking, if the EMI (Equated Monthly Installment) is not scheduled yet or overdue, the advance would not be considered an NPA. The classification of NPA as per day is usually made from the due date of the missed payment. It's important to refer to your specific banking regulations and loan agreement for accurate information.
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