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Answer Posted / gautam basrur
Kishore what you mean by Shadow Balance in your answer is the Remaining balance of the total Credit balance in the account Less any Inward Debits.
Shadow balance or the float balance is the balance which is reflected in the account of a customer on the 2nd day of clearing.
1st day the Credit is received by the Clearing house, 2nd day it is shown as float balance or posted balance. And the 3rd day it gets regularized and can be withdrawn by the customer or can he can draw a new cheque.
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