What is CMA Data? Explain in detail.

Answer Posted / sanjeev garg

CMA is Credit Monitoring Analysis, which is used by banks
for analyzing amount of loan should be sanctioned. It is a
type of report which contain details regarding fund flow
statement, term loans,vehicle loans,unsecured loans, ratio
analysis(mainly DSCR-Debt Service Coverage Ratio)and
manpower details(e.g. Principal 1, Teachers 50 and other
staff 20 with their salary details)in terms of Lakhs.
Audited Balance Sheet and P&L are also required for at least
one year. on the basis of past audited data and current and
future estimates this CMA report is made. Full details
regarding source of income is required to be given(for
example- in case of school, detail regarding fees to be
collected from students and other income and details
regarding no. of students). In other words full details of
future source of income and amount of income is required.

Is This Answer Correct ?    26 Yes 9 No



Post New Answer       View All Answers


Please Help Members By Posting Answers For Below Questions

what is your achievements?

1509


what are the content of purchase order?

1628


If DEBT/EQUITY ratio 2:1, is to good or bad for a company? how...??? can u explain it...???

1696


What is Provision for expenses?

1787


what is the uniform public construction cost accounting act?

1584






what is the difference between speculation & investment?

1727


Questions on Purchase Book & sales Book .Balance sheet , Purchase & Sales Return

1923


What do mean by Computerization of accounts

2102


i AM CURRENTLY DOING B.COM. i INTEND TO PURSUE MY MASTERS AT USA IN ECONOMICS AND FINANCE OR ACCOUNTING...CAN U TELL ME THE CRITERIA AND WHICH EXAM DO I NEED TO QUALIFY FOR???

1497


Plz send me the questions that could be asked in an interview for a Bank Clerical job to suja_aln@yahoo.co.in. Thank you.

1428


Define Salry for the following purpose 1.To calculate HRA

1733


Expand---------MNOP

1574


Explain why the assets of a partnership are usually revalued before the admission of a new partner or the retirement of an existing partner

1468


Transfer nett profit of Rs 325000/- to Reserves and Surplus

1952


what is Tds %,Service tax %,Cess %,and ESI,PF %,and what is the use of this.

1910