Answer Posted / ravi kaushal

The acronym 'RTGS' stands for Real Time Gross Settlement,
which can be defined as the continuous (real-time)
settlement of funds transfers individually on an order by
order basis (without netting). 'Real Time' means the
processing of instructions at the time they are received
rather than at some later time.'Gross Settlement' means the
settlement of funds transfer instructions occurs
individually (on an instruction by instruction basis).
Considering that the funds settlement takes place in the
books of the Reserve Bank of India, the payments are final
and irrevocable.

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