banks might be asked to take care of of the overdues which 
are already classified as non performing aseets.the write-
off of only those NPA whose recovery was not coming dont 
stand to lose for the banks.

it depends on working out the methodology of debt-waiver 
scheme.

if bank had not been helped by govt it would have harm the 
financial condition of bank specially the npas of banks 
would have affected the crar of banks some of the indian 
public sector banks are seeking the help of govt. regarding 
to maintain their crar as per basel 2 disclosure but when 
govt is giving fund to banks i dont think loan weaver would 
affect the financial health of banks.

The answer is NO and no second thoughts about it.
For how many years can loan be waived off? Only this year 
then why not next year and the year next and so on so forth?

If only one set of farmers get loan waivers this year then 
why won't the others get the same next year?

And for how many years can a developing country such as 
ours afford to waive off loans?

Instead, the money which is given off as loans can be 
utilized to modernize agricultural methods, develop 
irrigation facilities, use good quality seeds, and 
techniques, coupled with enhaced tools and train the 
farmers on using them, it will obviously yeild better 
results.

It is the agriculture sector that needs to be supported and 
not the individuals in this case.