in this highly competitive world, success of any 
organization depends on its human resource. Banks are no 
exception to this. A satisfied, happy and hard working 
employee is the biggest asset of any organization, 
including banks. Workforce of any bank is responsible to a 
large extent for its productivity and profitability. 
Efficient human resource management and maintaining higher 
job satisfaction level in banks determine not only the 
performance of the bank but also affect the growth and 
performance of the entire economy. So, for the success of 
banking, it is very important to manage human resource 
effectively and to find whether its employees are satisfied 
or not. Only if they are satisfied, they will work with 
commitment and project a positive image of the 
organization. Once banking was confined to public sector 
only but it was opened to private sector in 1991 on the 
recommendations of the Narsimaham Committee. The present 
paper makes an effort to study the job satisfaction level 
among employees of selected private and public sector banks 
in Ludhiana. Bank jobs have always remained the first 
preference of the youth here. So, this study is also an 
effort to find out what they think of this job afterwards.