Derivaties:
Financial contracts that derive their value from other 
underlying instruments. The Province uses derivatives 
including swaps, forward foreign exchange contracts, 
forward rate agreements, futures and options to hedge and 
minimize interest costs. 

or

A derivative is a synthetic construction designed to give 
the same profile of returns as some underlying investment 
or transaction, without requiring the principal cash 
outlay. They are called derivatives because they derive 
their value from the performance of the underlying 
instrument.
Financial derivatives can be found in debt, equity, 
currency and commodity markets.

Equity:
Equity is simply the amount of ownership value a homeowner 
has in the property. Equity is computed by subtracting the 
total of the unpaid mortgage balance and any outstanding 
liens or other debts against the property from the 
property's fair market value.A homeowner's equity increases 
as he or she pays off the principal balance of the mortgage 
and/or as the property appreciates in value.When a mortgage 
and all other debts against the property are paid in full, 
the homeowner has 100 percent equity in the property.

Mutual Fund:
Types of investment funds that raise money from 
shareholders to invest in a group of assets such as 
equities, fixed income, and money market funds. Mutual 
Funds may often have a minimum investment amount and a 
series of fees associated with them.

Mutual fund is a tool, thorught which we can pool the 
resources from publice. Collected resouces will large, and 
invested in where we can get the higher returns.