the bank takes a advance from the person who issues adraft 
but at the time of check the bank didnt take amount to 
issue a cheque.the cheque may be bounce when the balance is 
nill in issuer account .

An important difference between the two is that a draft can 
be issued only when the amount of the draft is submitted to 
the bank. Whereas a cheque can be issued irrespective of 
whether there is balance in the issuer's account or not. 
Incase there is no balance in the issuer's account at the 
time when the cheque is presented to the bank for 
encashment, the cheque will get bounced.

Both are neegotiable instruments and are payable on demand

Cheque and DD, both are negotiable instruments and to be 
honored.  But the basic diffrence is, check will be issued 
by an account holder and whereas DD can be issued by a 
banker only.... Cheque may get rejected due to lot many 
reasons....but DD will not get rejected if u present.  
(Some DDs were not accepted by Scheduled commercial banks, 
as the DDs were issued by some problematic Co-op banks. 
There are some other differences too.

Both are negotiable instruments, by Cheque a account holder 
orders the banker to pay this much of money to the person. 
Whereas by draft the depositor instructs the bank to pay 
the amount to be bearer.

Any one Can persume the Draft from bank in favour of others 
but Cheque is not like that, to Issue cheque to others you 
should maintain A/c with bank

following are the differences between cheque&draft
cheque                                      draft
1 cheque is a negotiable               1 draft is also nego
instrument which is ordering             tiable instrument 
to pay certain some of amount            which demands to 
to certain person                        pay the amount

                        
2 cheque may                           no                   
dishonoured

The basic diffrence between the cheque and draft is that. 
cheque is like postpaid and the draft is like prepaid. 
means if you need to create the draft u have to pay first 
to bank then bank will issue the draft. and in case of 
cheque it is not needed that your account must have the 
balance.

difference between theses two items is dart is the 
liability to the bank so this is issued by bank only. 
cheque will issued by account hloder only .