personal account is nothing but a person is using personal 
account is called personal account

personal:- this word has made from person, every account 
which is attached with a person is personal account. like 
bank account,ram's account,mohan's account

debit what comes in, credit what goes out

All accounts which are related to persons are called 
personal account. Eg:ramu's A/c, sridharan's A/cEtc...
Bank A/c is also a representative Personal A/c.

A personal account is basically an account recording 
entries regarding its creditors or debtors.
A debtors and creditors accounys arre examples of personal 
accounts.

Debit the Receiver, Credit the Giver that is personal 
account.

An account which mentions a particular person and debit 
the receiver and credit the giver. it also depicts the 
creditors and debtors for personal account and it also 
tells about concern.

suganthi madam take a minute to understand the question 
The question related to personal account,where as you 
simply without taking pains favoured the rule related to 
Real account

"PERSONAL ACCOUNT IS AN ACCOUNT WITH DEBIT THE RECIVER &
CREDIT THE GIVER "

Account which show dealings with persons are called
personal accounts

debt the receiver and credit the giver

DEBIT THE RECEIVER
CREDIT THE GIVER