Hi, I hope the information which I posted earlier may be
useful to your goodselves. Feel free to contact 9492038751
Now some information regarding bank clerical interview is
as follows :
First Bank in India is Bank of Hindustan & General Bank of
India, but they are defunt now.
The oldest bank that is functioning today also is State
Bank of India. It was established in 1806 by then British
East India Company as a private firm in Calcutta as "BANK
OF CALCUTTA". Later, its name was changed as "BANK OF
BENGAL". In continuation to this, other two precidency
banks were established in India at Mumbai - BANK OF MUMBAI
(1840), at Chennai - BANK OF MADRAS. In 1925 these three
banks were merged into one and named as "IMPERIAL BANK OF
INDIA" under the control of Reserve Bank of India(1935).
But after Independance of India in 1955 as per SBI act
1955, it was changed as "STATE BANK OF INDIA" with
independent under Government of India. In 1959, as per 1959
SBI(Subsidiary Banks) Act, Subsidiary banks were started.
Today SBI and its Associate Banks have more than 16500
branches with 52 Foreign Branches.
State Bank of Hyderabad has 1104 branches, State Bank of
Patiala has 750 branches. Other Subsidiary Banks are State
Bank of Mysore, State Bank of Travancore, State Banke of
Indore, State Bank of Bikener and Jaipur. Recently in 2008
State Bank of Sourashtra was merged with SBI as a policy
decision. In the current it on the process to merge SBH and
SBP into SBI. According to a survey, in coming 10 years
there exists only 6 national banks against 27 banks we have
today. Apart from this we have 31 private and 38 foreign
banks in India. Today Banking definition not confining to
providing financical services, it is also extending to
offering Insurance services, Selling Mutual funds, stock
market operation as Depository participants. May be in
coming days, Banking industry going to sell products,
payment of bills of all kind, fee of all examinations with
low commission/without commission in addition to the above.
Thats all friends. We will meet in another post
Hi, this Udaya Bhaskar (9492038751) again. I posted a post
already today (23.05.2009, 11:30 hrs, SBI Staff Training
Centre, West Maredpally, Sec'bad) morning immediately after
i attended the interview of SBH Clerical from Hyderabad
Region. Now I am giving some material on Clerical interview
for the benefit of your good selves.
SLR - Statutory liquidity ratio - 24% at present (RBI
range25% - 40%)
CRR - Cash reserve ratio - 5 % at present
Repo rate - 4.75 % at present - It is the rate at which RBI
lends money to Banks
Reverse Repo Rate - 3.25% - It is the rate at which Banks
park their funds with RBI
Bank Rate - 6% at present - It is the rate at which RBI
lends money to Banks
Main difference between Repo rate and Bank rate is that
Repo rate is the discounting offered by the RBI on the
monetary bill hold by the Banks
Savings Bank Rate - 3.5% for SBH & SBI
Call money rate - 2.25% - 4.30% - It is the rate of
interest charged by the banks for temporary borrows among
Legar Tender Money - Currency issued by RBI
Optional Money - Cheques, DDs, Bankers Cheques
Plastic Money - Credit card, Debit card
Credit card is ready made overdraft in e-form for buying
good and services by the card holder within specified
limits and according to terms and conditions of the issuer
Bank without having any account.
Debit card is e-Cheque which can be used within the limits
of the credit in the account associated with it for
Core Banking - Networking of Banks for providing any where
any time Banking is called Core Banking
Merchant Bank provides capital to firms in the form of
shares rather than money.
Investment Banks tend to provide investment to firms.
Corporate Banking looks after the needs of Big firms,
companies, business entities
Business Banking looks after needs of medium level business
firms, entities, individuals
Retail banking focusses to provide services to individuals
Private banking focusses to provide services to high
Lead Banking focusses on providing all type of financial
Narrow Banking focusses on a particular sector like
Mortgage, Auto Finance etc.
With best wishes, Udaya Bhaskar 9492038751
Hi friends i attended SBH interview in Andhrapradesh State
Region on 23.05.2009 at 11:35 hrs. It is fine. If you have
any doubts about verification of documents and interview
feel free to call 9492038751.
There were three members in interview panel sitting on
sofa and i was offered a chair to sit on.
Now the inter view questions are :
What is speciality of you district ?
Ans. Important pilgrimage centres and tourist spots
What is your father ?
Why there is big gap after ur last education ?
What are Newtons laws of motion ? (I am Diplomo candidate)
What are todays main news ?
What is ATM ?
What is micro finance ?
Who won Nobel prize from Bangladesh on micro finance ?
Do u know hindi ?
What is our rashtra basha ? ( Not rajya basha )
Do u read new papers daily ?
Which english daily u read ?
Ans : I said Hindu News Paper
Do u know rifle shooting ? (as i am a NCC candidate)
That's all friends. But i gathered some good information
useful for this SBH interview also.
I have attended interview class in a coaching centre also.
Bye and best of luck to all those who got SBH interviews.
Hi, guys this is sharan here... mine interview for clercial
post in SBI is on 30th of this month i.e may 2009... just
wanted to know the possible questions they might ask in the
interview... if anybody attended before plz let me know....
plz mail me @ firstname.lastname@example.org/9964088528.. thanks in
i have a confusion. I have got 59% marks in XII. But I have
60% marks in B.Sc. and 70% in MCA. Do I qualify for
interview? As they have written that one should have 60%
marks in XII. Somebody told me that they will also consider
Hi guys. I have clered the written test for sbi clerk post.
and i have interview tomorrow i.e; 23may,2009 I have done
MCA in 2008. some of my friends told that " dont say about
MCA" because they wont prefer highly over qualifies people.
So should i say this qualification in interview. If i say
what is the best answer to defend this.
Or If dont say then they may ask what did u do after ur
graduation. Please answer my question...i have interview
Can anyone(who selected in writen exam)please post, how you
are prepared for the exam?Is there are tips for solving
problems...?How many marks you got in the exam(which is
helpful people to give importance to the subject)......
This is very help full to the next prepare people to get
success in bank exams?
hi.. recently i applied postal assistants job.. and i posted already the postal form to delhi..IN THAT I FORGOT TO SEND ORIGINAL RECIEPT OF UCR NUMBER... (BUT IN OMR SHEET BOX I CORRECTLY ENTER THE UCR NUMBER)..IS THIS ANY PROBLEM?
What was the contraversy of NAval chief on 26/11 Mumabi
hi.i m now in m-tech 1st yr.i want to prepare for isro.is it a
wise decision?well give me some useful tips for preparing
this...as well as tell me how to prepare for this?
is cgl 2011 have to pass each section like banking, i.e.
sectional cut off is there.
Why have you shifted from arts background to management or
can you please any one tell about exam pattern of nic.
being a BSc nursing graduate how you useful in banking?
Guys ,Please tell me the coaching center names in Ameerpet
or hyderabad...I believe who are selected in SBI they have
taken coaching somewhere.(Without Hard work we won't get)..
Thanks in Advance...
hi sir i am studying degree final year i want to write
group1 exam please tell me sir how can i prepared for that
exam for getting good rank in that exam
hello sir ow to i prepare my gk my gk is so week.my i m
fill up fourm of delhi police SI post. so plz reply
i had applied for APPSC drug inspector post in 2008
notification. but till now ididn't get any reply. could you
tell me about that entrance exam when will it conduct or it
was it finish. and also could you tell me about next
otification date and model papers send to my mail(
i request plz send me one question paper patter of previous years rrb junioe (JE) engineer for electrical and electronic enggineering also the syllabus to my mail id email@example.com kindly send me very necessary comming dec 19 2010 i have my exam. i am waiting for your good replay
did anyone appear for the Deputy Field Officer(T) exam? I
have exam on 7th March so i would appreciate if anyone can
give me details regarding exam, asap.
Why donâ€™t you smoke when your friends smoke and drink?
dear orissa circle candidate selected in sbi clerk 2010,
did any one has got the offer letter or any info. abt the
medical test date.plz pass the news in detail at