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Hindi Sahithya Sammelan

i am fresher

In my previous company i am working as a contract employee 
on the payroll of consulancy and my contrat will finish 
with in one month so i am looking for a new job.

In my previous company which my work is more like an 
certian limit where i dont have enough to enanhance my 
skills .If i worked for more than 3 years are some period 
there is no growth for me.I want to present my self.I want 
to learn a lot. Most importently i want to justify for what 
i studied

i don't like the job

yes, it will effect the current asset of the company.

NO,it doesn't effect current assets,because once cash 
purchase is done,cash balance will be reduced as well as 
inventory balance will be increased. (i.e net effect of 
current assets remain unchanged).

No, It doesn't effect the total current asset. But it 
affect the cash balance & stock.

No, it will not as when a cash purchase is made, cash value
reduces and inventory value increases, by making a contra
effect between cash and inventory that are items of current
assets.

Yes, because cash is also a current asset

Direct expenses are those expenses that are levied during 
the production of goods. For ex. wages.

Indirect expenses are are those expenses that are levied 
after the production of goods and services. For ex. 
advertising, salary and office expenses.

direct expenses are those expenses which can be assigned 
directly to the cost units. on the other hand, indirect 
expenses are those expenses which can not be directly 
assigned tho the direct cost units. For ex. Rs. 100 has 
been incurred for the carriage of goods in lum sum where it 
canot be assigned to the cost units is indirect expense.

DIRECT EXPENSES ARE LEVIED DURING THE PRODUCTION OF GOODS ,

example: POWER & FUEL, WAGES, OIL, ETC.,

INDIRECT EXPENSES ARE LEVIED AFTER THE PRODUCTION OF GOODS.

example: DEPRECIATION, INTEREST ON CAPITAL,PROVISION FOR 
DEPRECIATION, ETC.,

Direct expense is an expense which is incurred with 
manufacture of a product. For Eg: Purchase of raw 
materials, factory labour, factory wages, electricity 
expense incurred in factory ie., on running machinery,water 
etc.

Indirect expense also called as overhead are additional 
expenses which are incurred on bringing a product to final 
customer.

Eg: Sales and Distribution, Office Salary, expenses on 
support services, office electricity, office water, 
printing and stationery, outsourcing expenses, advertising 
expenses etc.

Direct Expenses are those expenses which affect the gross 
profit and are taken in the Manufacturing or Trading 
Account , whereas the Indirect Exopenses are those expenses 
which does not affect gross Profit and this expenses are 
not taken to Trading Account and are taen in Profit and 
Loss Account.

direct expences are expences which can directly be 
allocated to a cost unit or cost center.THey are directly 
related to production

Direct expenses are those expenses that are levied during 
the production of goods. For ex. wages.

Indirect expenses are are those expenses that are levied 
after the production of goods and services. For ex. 
advertising, salary and office expenses.

Direct Expenses
Expenses which are incurred for the specific product or 
services and are directly charged by them are called direct 
expenses.

Indirect Expenses
Expenses or cost which are not being attributed directly to 
a particular product or services are called indirect cost.

Direct Expenses
Expenses which are incurred for the specific thing and are 
directly charged by them are called direct expenses.
Eg: Raw Material for maufacture of product.

Indirect Expenses
Expenses or cost which are not being attributed directly to 
a particular thing are called indirect cost.
Eg: Selling expenses

Direct Expneses relate with Production, for example Raw 
Material cost is Rs. 80/- freight cartidge Rs. 20/- and 
Labour expnese Rs. 30/- the total production expenses will 
be Rs. 130/- and the freight and labour expenses will be 
considered as Direct Expenses. The Formula for GP (Gross 
Profit is Opening stock + Purchase -Sale+Closing Stock-
Direct Expnese = GP, then for NP GP+Indirect Income -
indirect Expneses = NP, then it will be distributed between 
partners to affect their Capital Value.

INDIRECT EXPNESES : After finished product is ready, the 
cost of ADVERTISING and Business Promotion expenses for 
that product will be add up in Indirect Expnese. other 
examples fo indirect expenses are Printing and Stationary 
Exp, Telephone Exp. Office Expneses etc.

such expenses where physical power is used more than mental 
power,will be direct expenses.like wages/labour(based on 
physical power)and salary (based on mental power).

Direct Expenses:
expenses connected with purchases of goods are known as
"direct expenses".for example: fright, insurance of goods in
transit, carriage, wages, customs duty, octori duty.
Indirect Expenses:
 all the expenses other than direct expenses are assumed as
indirect expenses.such expenses have no relationship with
purchase of goods. for example: rent of building, salaries
to employees, legal charges, insurance of building,
depreciation, printing charges etc.

Direct Expneses relate with Production, for example Raw 
Material cost is Rs. 80/- freight cartidge Rs. 20/- and 
Labour expnese Rs. 30/- the total production expenses will 
be Rs. 130/- and the freight and labour expenses will be 
considered as Direct Expenses. The Formula for GP (Gross 
Profit is Opening stock + Purchase -Sale+Closing Stock-
Direct Expnese = GP, then for NP GP+Indirect Income -
indirect Expneses = NP, then it will be distributed between 
partners to affect their Capital Value.

INDIRECT EXPNESES : After finished product is ready, the 
cost of ADVERTISING and Business Promotion expenses for 
that product will be add up in Indirect Expnese. other 
examples fo indirect expenses are Printing and Stationary 
Exp, Telephone Exp. Office Expneses etc.

Direct expense is an expense which is incurred with 
manufacture of a product. For Eg: Purchase of raw 
materials, factory labour, factory wages, electricity 
expense incurred in factory ie., on running machinery,water 
etc.

Indirect expense also called as overhead are additional 
expenses which are incurred on bringing a product to final 
customer.

Eg: Sales and Distribution, Office Salary, expenses on 
support services, office electricity, office water, 
printing and stationery, outsourcing expenses, advertising 
expenses etc.

the expenses which are related to the factory is known as 
direct expense 
e.g. wages to workers, factory rent, machine servicing 
charges 

the expenses which are related to the office is known as 
indirect expense
e.g. salary to staff, rent, electricity etc

Which expencess are releted to factory expencess are called 
directed expencess for the example :- wages, carrige in 
word electricity , taxes,etc

But those expencess are releted to for the adminstrative of 
business organisation are called indirect expencess 
for example paid salary ,discount allowed advertisement etc.

Direct expenses those expenses which are incurred on 
production/Mfg.i.e. Freight Inward,wages,power & 
fuel,cartage and others production expenses

Indirect expenses those expenses which are incrred on 
sales/office.i.e.office salary,office electricity 
bill,freight outward & insurance,advertisment and others 
office expenses

The sales and marginal costs vary directly with the number 
of units sold or produced. So, the difference between sales 
and marginal cost, i.e. contribution, will bear a relation 
to sales and the ratio of contribution to sales remains 
constant at all levels. This is profit volume or P/V ratio. 
Thus, 

 p/v ratio = contribution /sales x100

P/V Ratio is the relationship between the profit & sales.In 
formula it is expressed as P/V Ratio= 
Contribution/sales*100.The higher the P/V Ratio better is 
for company prospects.

P/V ratio express the relationship between sales and 
contribution.In formulait is expressed as P/V Ratio=
contribution/sales*100, sales-variable cost/sales*100

P/VRatio  showes the relationship beetween sales and 
contribution .........
P/V Ratio :sales/contribution *100
          :sales/fixedcost+profit *100
          :sales/sales-variable cost *100

This ratio shows the information for analysing the profit 
impact because of changes in sales volume, change in cost & 
price of firm.

The sales and marginal costs vary directly with the number 
of units sold or produced. So, the difference between sales 
and marginal cost, i.e. contribution, will bear a relation 
to sales and the ratio of contribution to sales remains 
constant at all levels. This is profit volume or P/V ratio. 
Thus, p/v ratio = contribution /sales x100

In business it is very tough to tell about the net profit 
ratio of a particular activity undertaken by it because it 
is easy to tell about the variable cost of that activity 
but it is tough to tell about the fixed cost to be charged 
on that activity therefore we subtract the variable cost 
from the selling price and the amount so received is termed 
as contribution which tells us about the amount contributed 
from sales after variable cost to coverup the fixed cost.
And it is computed as :-
contribution/sales*100 
which tells the per unit contribution towards fixed cost.

P/V ratio or profit volume ratio is the ratio of change in
profit to change in sales it can be computed in any of the
following four methods:-

1)[Contribution/Sales]*100
2)[(Fixed Cost + Profit)/Sales]*100
3)[(Sales - Variable Cost)/Sales]*100
4)Change in Profit/ Change in Sales

P/V ratio express the relationship between sales and 
contribution.
 contribution is sales - variable cost.
 
            contribution 
 P/V Ratio= ------------  * 100
               Sales

profit volume ratio is a ratio which is calculated in order 
to determine the relationship between sales volume and 
profit of a company.The general formula of calculating p/v 
ratio is as follows:

  p/v ratio = contribution/sales * 100

NEEDS:-To know the profitability of any business.
P/v ratio: Shows the relationship between contribution and 
sales.
Usually expressed in percentage.
contribution =selling price-variable cost 
             =fixed cost+ profit or - loss
                 contribution
p/v ratio    =  -------------- * 100 
                  sales

The sales and marginal costs vary directly with the number 
of units solds or produced.
p/v ratio=contribution/sales*100

As per my view PV Ratio based on sales & Profit Ratio which 
varies from no of units sale. So PV ratio or profit volume 
ratio can drives from the following formulas :-
1.Contribution/sales x 100
2.(Fixed Cost + Profit)/Sales x 100
3.(Sales - Variable Cost) x 100
4.Change in profit/Change in sales

please let us also know about this exam as it is very 
difficult to find about it.

For marketing aptitude, no dont need to prepair.These are 
symple questions to check your attitude towars the banking 
indutry. Answer all tje question positively.All the best.

the test is a simple1.it consisted of 5 parts-basic aptitude
which is a very simple test having high school
maths,financial  awareness,banking,general awareness n
psychometry test

i want to know about the marketing aptitude topic which i 
have to rerare for bank of baroda p.o exam .please gve me 
sufficent knowledge about it.

some sample questions........hope it will be helpful

1. In ‘Double-win’ strategy-
(a) Customer gets an additional benefit
(b) Customer gets price debate. 
(c) Both customs and the sales person come out with sense of satisfaction
(d) Both (a) and (b)
Ans: (b)

2. Consumer behavior, ‘Perception is a process through which 
(a) a consumer make ultimate purchasing
(b) a consumer is satisfied
(c) a consumer’s mind receives, organizes and interprets physical stimuli
(d) Both (a) and (c)
Ans; (c)

3. Sales forecast implies
(a) an estimate of the maximum possible sales opportunities present in a particular market segment
(b) an estimate of sales, in physical units, in a future period
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)

4. In advertising for ………… is not allowed on T.V
(a) Liquour
(b) Cigarattes
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)

5. A theory states that no matter how efficiently goods / services are produced, if they cannot be delivered to the customer in the quickest possible time it is vain. 
This theory is called
(a) Quickest the best
(b) Instant service
(c) Service on time
(d) Timely effort
Ans: (b)


6. Entrepreneurs find direct marketing the attractive because of 
(a) Investment is low
(b) It doesn’t required specialized skills
(c) Returns are quick
(d) All of the above
ANs; (d)

QUALITY CONTROL measures the quality of a product
QUALITY ASSURANCE measures the quality of processes used  to
create a quality product.

Prabha,

I agreed, But can u explain with an example.

QA is done by Auditor and Qc is done by Testers

Quality Control means measuring the quality of the product 
which has been developed. In other word it means "finding 
defects" in the product before it is released to client.

Quality Assurance means setting processess so as to achieve 
a desired quality. It other words it means, "taking 
measures" for avoiding the occurance of the defects in the 
software.

QA is the process of Monitoring and Guiding each and every 
role in the organisation right from initial phase to the 
end of the process.generally they do Verification.


QC is the proces of validating the developed 
products,whether the developed product is right or not
generaly they do validation.

Quality assurance is a planned and systematic activity that 
provides adequate confidence that the products and services 
are confirmed to specified requirements. 
It helps in establishing the process.

Quality control is the process by which the product quality 
is compared with the applicable standards and action taken 
when non conformance is detected. 
It helps in implementing the process.

QA: 

1. They are responsible for the prevention of defects. 
2. They prepare life cycle and other process models based 
on quality standards.
3. They review the reports based on the standards.
4. The Focus is on the process.
5. The primary principle of QA team is Verification. 	
				

QC:	

1. They are responsible for the detection of defects. 
2. They implement the life cycle and other process models.  
[while validating product]
3. They prepare the reports as per the quality standards. 
4. The Focus is on the product. 
5. The primary principle of QC team is Validation.

Testing means QC. It is a product related 
activity....finding bugs
QA is a process related activity to measure the quality of 
the process involved in creating a quality 
product...prevention of errors
Testing is oriented towards detection.
QA is oriented towards prevention

Quality Assurance means verification.it is the process of 
identifying standards and guidelines.
Quality Assurance is continuous improvement.
QA people are responsible for this.they will guide and 
monitor each and every role in the organization to 
accomplish his work in a right maner according to the 
guidelines.

QUALITY CONTROL measures the quality of a product
QUALITY ASSURANCE measures the quality of processes used to 
create a quality product.

QA
is the process of giving documented programme.In  
Q.assurence the product manufactured follows predetermined 
specefications and confines process is guinine which is 
employed for mfg. 

Q.C
its is one of the testing process where the product 
complies the standards of the official references.
For Ex. if any chemicals test the standard to pass or fail 
the limit is mentioned in respective pharmacopoea of 
respected countries.
in india we follows IP.

Error: It is the term used to describe a non-conformance to
the explicitly stated requirement.
For example: Let me explain with an example. If the
requirement mentions 5 Plus 3 Divided by 4; the programmer
codes to add 5 and 3 first; and then divides the result [8]
by 4 to arrive at result 2.
But if the actual/intended application requirement is to
first divide 3 by 4 and then add 5; expecting a result 5.75
then this is a classic Design/Code Error.
Bug: Assume that the programmer has actually understood the
intended requirement correctly but has declared/stored the
result as an integer to show a result of 5 instead of 5.75 –
this is called a Bug. Here the programmer has to declare the
variable as “double or float” and not “int”.
Defect: A defect is any of the above but found/un-covered in
the “released-application” - running in the “Production
Servers” [gone “Live”] or may be in “Beta-Release”.

Please Explain Mathematically.Its Very Important.please

HI Priya, Please Explain Mathematically.Its Very
Important.please

error: means mistakes in the program
bug:means if the error is  rectified it is called bug
defect:if the error is not rectified it is called defect
small example for above scenario:
 take a pen it consists of cap,stiker....if stiker is lost 
that is called (ERROR),u can replace it with another stiker 
that is called (BUG),if pen has hole we can't replace 
it ,in that condition we called as (DEFECT)

the terms error,bug,defect are nearly inter connect to each 
other.
error:mistake in the program
defect:mistake found by the test engg is called defect
bug:if the defect is accepted by the developer is called 
BUG: in other words Expected result not equalto Actual 
result is called bug,
for other clarification mail me at 
phani555chintapalli@gmail.com
no:9247585911

If in the Req it is to first divide 3 by 4 and then add 5; 
Error : the programmer codes to add 5 and 3 first and then 
divides the result ( calculation is not doone as mentioned 
in the req )
Bug: programmer understands but declares the variable 
differently ie in this case, it must be double or float 
but declares it as int.

Defect:deviation from the requirement specification

Bug:deviation from the Functional specification

Error:related to source code like syntax error,logical 
error etc

In an interview point of vie all these sounds same which 
interrupts the succesful execution and expected out. But in 
general
Error: i sthe mistake performed by the developer like 
syntax error
Bug: is the deviation between the Actual out put and the 
expected output.
Defect: Bugs that are accepted by the developer is called 
defect

error : A mistake in a coding is called error

defect or issue:  due to errors in coding testing engineers 
are getting mismatches of our app. build this is defect or 
issue

bug: these defects or issues are accepted by the developers 
then it is bug.

Error: problem related to a program is called error.
Defect: problem that is identified by testing department is 
called defect.
Bug:error that is identified by development department is 
called bug.

In my opinion error and bug are same.

My dear brother, its better to go to a study center which is
giving coaching to Groups. and ask them all the questions
thats better.

You can collect the material from rc reddy ias study cirle 
by paying a demand draft for rs 1000/- ...u can find all 
kinds of  materials and test papers related to groups in 
almost all xerox shops in ashoknagar and rtc x roads(but 
there is no specific material for data interpreteution)and 
for current affairs it is better to prepare by your 
own...go n collect them.all the best.....

u r search in net and get a matrials. 

daily reading in news paper and also old news papers.

yes,model papers

pls send me tooo
my mail id is rammbbs7@gmail.com

i need SBI PO test model papers shal i hav through tis?????/

i want to see sbi po model papers.....

Yes i need SBI Probationary Officers preliminary test Model 
paper for guidence to easily answer the questions to the 
Main Examination.

i need SBI PO preliminary test Model 
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Please can somebody help me with SBI PO sample papers or 
last year papers.. plz. mail it to 
mishra_vandana@rediffmail.com

To Get more than 50 Model Question papers & study
material for the SBI clerk and PO Exams.  charges 100/-rs.
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  keda_narendra@yahoo.com or call to 09327510157

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Please can somebody help me with SBI PO sample papers or 
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Can i have SBI po sample papars that include all its parts

Please can somebody help me with SBI PO sample papers or 
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hello ravi.. This  is mallikharjuna Rao. I want 2 write SBI 
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send  2 my mail. I hope that materils u have 2 send

my mail::::;pridhvimallikharjun@gmail.com
            sudheer_pridhvi@rediffmail.com

thanks@regards
P.mallikharjunarao(9789020156)

can anyone of u plz mail me the sbi p.o model question 
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HI FRIENDS.IF ANY ONE HAVE SBI PO MODEL PAPERS .PLESE SEND 
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can any one help me in  qaualitative aptitude test ,by wich 
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pavnesh1234@yahoo.co.in
new delhi

if anyone have sbi po model papers.plz mail to me.  
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what is all this crap.........
can't you people grow up

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HI FRIENDS.IF ANY ONE HAVE SBI PO  MODEL PAPERS .PLESE SEND 
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   siddharth.vij2@gmail.com

 Hi! Friends .If anyone have SBI PO MAIN MODEL PAPER.Pls send
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possible.
my mail id is goel_priyankanov10@yahoo.co.in 

hi can anyone pls mail me PO model papers,,,pls....

email id
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can i hav sbi main test sample papers from anyone please..
my id is johnjthopil@yahoo.co.in
 thanking you in advance

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I NEED SBI PO MODEL PAPERS

I also want sbi po model or previous year 
papers...........Pls send me at nishun.87@gmail.com

SBI PO MODELL QUESTION PAPER AND STUDY MATERIAL FOR THAT

iwant an PO sample question papers for my preparation

i want sbi po model paper. please forwart at
asif.shaik66@yahoo.com

HI FRIENDS.IF ANY ONE HAVE SBI PO  MODEL PAPERS .PLESE SEND 
TO MY E MAIL.
   sumanto.pasari@gmail.com
or
iittm_sumanto@yahoo.co.in